Lake Buchanan State Bank in Buchanan Dam, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 28, 1995

  • Lake Buchanan State Bank in Buchanan Dam, Texas (TX)
  • Show street view No street view available for this location

Lake Buchanan State Bank - Overview

  • General
  • FDIC Certificate #: 26532
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Texas Bank (#23785)
    Federal Reserve ID: 302058
    Date Established: Febuary 03, 1986
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 33234
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 03, 1986
    Last Structure Change Effective Date: April 28, 1995
    Last Structure Change Process Date: May 09, 1995
    Last Data Update: May 09, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: Highway 29 And Rural Route 1431, Buchanan Dam, TX 78609
    County: Llano
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
    Corrections
  • Financial Summary
  • Total assets: $19.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $18Total assets
  • $20,009Cash and due from depository institutions
  • $3,398Interest-bearing balances
  • $2,174Securities
  • $3,328Federal funds sold & reverse repurchase agreements
  • $350Net loans & leases
  • $12,069Loan loss allowance
  • $120Trading account assets
  • $0Bank premises and fixed assets
  • $519Other real estate owned
  • $122Goodwill and other intangibles
  • $223Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $20,009Total liabilities
  • $18,643Total deposits
  • $18,619Interest-bearing deposits
  • $15,441Deposits held in domestic offices
  • 18619.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $24Total equity capital
  • $24Total bank equity capital
  • $1,366Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $572Undivided profits
  • Memoranda
  • $194Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $147Income earned, not collected on loans
  • $76Earning assets
  • $17,921Long-term assets (5+ years)
  • $1,875Average Assets, year-to-date
  • $20,380Average Assets, quarterly
  • $19,964Volatile liabilities
  • $302Insider loans
  • $319FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $515Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,441Total risk weighted assets
  • $11,917Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,524Total interest expense
  • $446Net interest income
  • $1,078Provision for loan and lease losses
  • $20Total noninterest income
  • $311Fiduciary activities
  • $0Service charges on deposit accounts
  • $246Trading account gains & fees
  • $0Additional noninterest income
  • $65Total noninterest expense
  • $1,082Salaries and employee benefits
  • $436Premises and equipment expense
  • $138Additional noninterest expense
  • $508Pre-tax net operating income
  • $287Securities gains (losses)
  • -$1Applicable income taxes
  • $95Income before extraordinary items
  • $191Extraordinary gains - net
  • $120Net income attributable to bank
  • $311Net charge-offs
  • $30Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.36%Cost of funding earning assets
  • 2.45%Net interest margin
  • 5.92%Noninterest income to earning assets
  • 1.71%Noninterest expense to earning assets
  • 5.94%Net operating income to assets
  • 0.94%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 1.99%Return on equity (ROE)
  • 25.36%Retained earnings to average equity (YTD only)
  • 25.36%Net charge-offs to loans
  • 0.25%Credit loss provision to net charge-offs
  • 66.67%Efficiency ratio
  • 77,898Assets per employee
  • 1.11%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.98%Loss allowance to noncurrent loans
  • 81.63%Noncurrent assets plus other real estate owned to assets
  • 1.34%Noncurrent loans to loans
  • 1.21%Net loans and leases to deposits
  • 64.82%Net loans and leases to core deposits
  • 65.89%Equity capital to assets
  • 6.83%Core capital (leverage) ratio
  • 7.15%Tier 1 risk-based capital ratio
  • 12.09%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $20,380Average earning assets
  • $1,226Average equity
  • $18,220Average loans

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