Landmark Bank in Clinton, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches


Landmark Bank - Overview

  • General
  • FDIC Certificate #: 307
    Status: Active
    Federal Reserve ID: 535034
    Bank Holding Company (Regulatory Top Holder): Clinton Bancshares, Inc. (RSSDID: 1085460, Location: Clinton, LA)
    Date Established: November 01, 1897
    WWW: http://www.landmarkbankla.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 246
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 12225 St. Helena Street, Clinton, LA 70722
    County: East Feliciana
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Baton Rouge
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Combined Statistical Area (CSA): Baton Rouge-Pierre Part, LA (#132)
    Core Based Statistical Area (CBSA): Baton Rouge, LA (#12940)
    CBSA Metro Statistical Area: Baton Rouge, LA (#12940)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $104.1 mil
    Equity capital: $10.6 mil
    Deposits held in domestic offices: $92.0 mil
    Return on assets (ROA): 1.00% ($1.0 mil)
    Quarterly return on assets: 0.73% ($0.8 mil)
    Return on Equity (ROE): 10.08% ($1.1 mil)
    Quarterly return on equity: 7.11% ($0.8 mil)
    Net income: $1.0 mil
    Quarterly Net income: $0.2 mil
    Pretax return on assets: 1.00% ($1,040.8 mil)
    Quarterly Pretax return on assets: 0.73% ($759.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 39Total employees (full-time equivalent)
  • $104,075Total assets
  • $3,945Cash and due from depository institutions
  • $1,304Interest-bearing balances
  • $26,879Securities
  • $9,625Federal funds sold & reverse repurchase agreements
  • $58,222Net loans & leases
  • $734Loan loss allowance
  • $0Trading account assets
  • $2,129Bank premises and fixed assets
  • $268Other real estate owned
  • $0Goodwill and other intangibles
  • $104,075Life insurance assets
  • $3,007All other assets
  • $93,525Total liabilities and capital
  • $92,032Total liabilities
  • $71,602Total deposits
  • $92,032Interest-bearing deposits
  • $94Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $1,321Trading liabilities
  • $0Other borrowed funds
  • $172Subordinated debt
  • $10,550All other liabilities
  • $10,550Total equity capital
  • $10,550Total bank equity capital
  • $0Perpetual preferred stock
  • $394Common stock
  • $3,607Surplus
  • $6,549Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,288Income earned, not collected on loans
  • $0Earning assets
  • $506Long-term assets (5+ years)
  • $96,030Average Assets, year-to-date
  • $13,766Average Assets, quarterly
  • $100,764Volatile liabilities
  • $102,895Insider loans
  • $60,575FHLB advances
  • $101,795Loans and leases held for sale
  • $1,396Unused loan commitments
  • $1,396Tier 1 (core) risk-based capital
  • $9,626Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,492Restructured Loans and leases
  • $897Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,562Total interest income
  • $988Total interest expense
  • $3,574Net interest income
  • $120Provision for loan and lease losses
  • $731Total noninterest income
  • $0Fiduciary activities
  • $571Service charges on deposit accounts
  • $0Trading account gains & fees
  • $160Additional noninterest income
  • $3,175Total noninterest expense
  • $1,711Salaries and employee benefits
  • $445Premises and equipment expense
  • $1,019Additional noninterest expense
  • $1,010Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $1,010Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,010Net income attributable to bank
  • $0Net charge-offs
  • $1,010Cash dividends
  • $58Sale, conversion, retirement of capital stock, net
  • $768Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.90%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 3.84%Net interest margin
  • 0.79%Noninterest income to earning assets
  • 3.41%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.00%Pretax return on assets
  • 10.08%Return on equity (ROE)
  • 2.41%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 206.90%Credit loss provision to net charge-offs
  • 19.48%Efficiency ratio
  • 73,751Assets per employee
  • 2.67%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 76.04%Loss allowance to loans
  • 1.24%Loss allowance to noncurrent loans
  • 56.99%Noncurrent assets plus other real estate owned to assets
  • 1.50%Noncurrent loans to loans
  • 2.18%Net loans and leases to deposits
  • 63.26%Net loans and leases to core deposits
  • 65.10%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 9.46%Tier 1 risk-based capital ratio
  • 15.89%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $100,764Average earning assets
  • $10,022Average equity
  • $93,109Average loans

List of branches

  • 3 Louisiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0246Landmark Bank12225 St. Helena Street, Clinton, LA 70722November 01, 1897Full Service Brick and Mortar
    2181484Zachary Branch20070 Plank Road, Zachary, LA 70791January 27, 1999Full Service Brick and Mortar
    3527541Greensburg Branch1 West Courthouse Square, Greensburg, LA 70441December 05, 2011Full Service Brick and Mortar

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