Lawrence County Bank in Aurora, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1993

  • Lawrence County Bank in Aurora, Missouri (MO)
  • Show street view No street view available for this location

Lawrence County Bank - Overview

  • General
  • FDIC Certificate #: 21094
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Commerce Bank, National Association (#13072)
    Federal Reserve ID: 758945
    Date Established: May 24, 1973
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 14579
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 24, 1973
    Last Structure Change Effective Date: December 10, 1993
    Last Structure Change Process Date: December 20, 1993
    Last Data Update: December 20, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: Rinker And Church Streets, Aurora, MO 65605
    County: Lawrence
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $33.1 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $22Total assets
  • $33,676Cash and due from depository institutions
  • $1,685Interest-bearing balances
  • $95Securities
  • $11,011Federal funds sold & reverse repurchase agreements
  • $1,500Net loans & leases
  • $18,268Loan loss allowance
  • $350Trading account assets
  • $0Bank premises and fixed assets
  • $628Other real estate owned
  • $87Goodwill and other intangibles
  • $497Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $33,676Total liabilities
  • $30,832Total deposits
  • $30,642Interest-bearing deposits
  • $27,710Deposits held in domestic offices
  • 30642.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $190Total equity capital
  • $190Total bank equity capital
  • $2,844Perpetual preferred stock
  • $0Common stock
  • $280Surplus
  • $711Undivided profits
  • Memoranda
  • $1,853Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $189Income earned, not collected on loans
  • $198Earning assets
  • $30,874Long-term assets (5+ years)
  • $4,482Average Assets, year-to-date
  • $32,591Average Assets, quarterly
  • $33,206Volatile liabilities
  • $4,222Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $553Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,844Total risk weighted assets
  • $18,099Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,695Total interest expense
  • $1,280Net interest income
  • $1,415Provision for loan and lease losses
  • $75Total noninterest income
  • $228Fiduciary activities
  • $0Service charges on deposit accounts
  • $180Trading account gains & fees
  • $0Additional noninterest income
  • $48Total noninterest expense
  • $1,068Salaries and employee benefits
  • $447Premises and equipment expense
  • $151Additional noninterest expense
  • $470Pre-tax net operating income
  • $500Securities gains (losses)
  • $32Applicable income taxes
  • $128Income before extraordinary items
  • $404Extraordinary gains - net
  • $0Net income attributable to bank
  • $404Net charge-offs
  • $30Cash dividends
  • $54Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.92%Cost of funding earning assets
  • 4.24%Net interest margin
  • 4.68%Noninterest income to earning assets
  • 0.75%Noninterest expense to earning assets
  • 3.53%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 1.63%Return on equity (ROE)
  • 15.03%Retained earnings to average equity (YTD only)
  • 13.02%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 250.00%Efficiency ratio
  • 65,003Assets per employee
  • 1.53%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 13.37%Loss allowance to loans
  • 1.88%Loss allowance to noncurrent loans
  • 185.19%Noncurrent assets plus other real estate owned to assets
  • 0.82%Noncurrent loans to loans
  • 1.02%Net loans and leases to deposits
  • 59.62%Net loans and leases to core deposits
  • 69.14%Equity capital to assets
  • 8.45%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 15.71%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $32,591Average earning assets
  • $2,688Average equity
  • $30,218Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Lawrence County Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents