FDIC Certificate #: 35588 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Lewiston State Bank (#9208) Federal Reserve ID: 2944108 Date Established: October 02, 2000 WWW:http://www.ls-bank.com Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) FDIC's unique #: 82017 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: October 02, 2000 Last Structure Change Effective Date: January 05, 2007 Last Structure Change Process Date: Febuary 12, 2007 Last Data Update: Febuary 12, 2007 Data Source Date: April 05, 2012
Location
Address: 217 South State, Preston, ID 83263 County: Franklin Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Salt Lake City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Core Based Statistical Area (CBSA): Logan, UT-ID (#30860) CBSA Metro Statistical Area: Logan, UT-ID (#30860)
Financial Summary
Total assets: $26.8 mil
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
7Total employees (full-time equivalent)
$26,839Total assets
$1,165Cash and due from depository institutions
$0Interest-bearing balances
$12,303Securities
$6,121Federal funds sold & reverse repurchase agreements
$6,776Net loans & leases
$111Loan loss allowance
$0Trading account assets
$250Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$224All other assets
$26,839Total liabilities and capital
$23,223Total liabilities
$23,050Total deposits
$21,118Interest-bearing deposits
$23,050Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$26Other borrowed funds
$0Subordinated debt
$147All other liabilities
$3,616Total equity capital
$3,616Total bank equity capital
$3,616Perpetual preferred stock
$0Common stock
$2,310Surplus
$660Undivided profits
Memoranda
$646Noncurrent loans and leases
$956Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$160Average Assets, year-to-date
$25,200Average Assets, quarterly
$8,014Volatile liabilities
$24,877Insider loans
$26,216FHLB advances
$5,076Loans and leases held for sale
$16Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$956Total unused commitments
$0Restructured Loans and leases
$111Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$1,314Total interest income
$595Total interest expense
$719Net interest income
$12Provision for loan and lease losses
$136Total noninterest income
$0Fiduciary activities
$96Service charges on deposit accounts
$0Trading account gains & fees
$40Additional noninterest income
$487Total noninterest expense
$226Salaries and employee benefits
$89Premises and equipment expense
$172Additional noninterest expense
$356Pre-tax net operating income
$0Securities gains (losses)
$111Applicable income taxes
$245Income before extraordinary items
$0Extraordinary gains - net
$245Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$9Sale, conversion, retirement of capital stock, net
$185Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
5.58%Yield on earning assets
2.53%Cost of funding earning assets
3.05%Net interest margin
0.58%Noninterest income to earning assets
2.07%Noninterest expense to earning assets
0.98%Net operating income to assets
0.98%Return on assets (ROA)
1.43%Pretax return on assets
6.96%Return on equity (ROE)
1.71%Retained earnings to average equity (YTD only)
0.12%Net charge-offs to loans
133.33%Credit loss provision to net charge-offs
40.89%Efficiency ratio
56,959Assets per employee
3.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
75.51%Loss allowance to loans
1.61%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
29.40%Net loans and leases to core deposits
37.64%Equity capital to assets
13.47%Core capital (leverage) ratio
14.09%Tier 1 risk-based capital ratio
33.91%Total risk-based capital ratio
Memoranda
$35Average assets
$24,877Average earning assets
$3,518Average equity
$23,559Average loans
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