Lincoln Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Lincoln Savings Bank in Carnegie, Pennsylvania (PA)
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Lincoln Savings Bank - Overview

General
FDIC Certificate #: 20272
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of Pennsylvania (#7948)
Federal Reserve ID: 115324
Date Established: October 08, 1970
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 7 (Interstate: No)
OTS Docket #: 5035
FDIC's unique #: 13947
Numeric code: 41
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
FDIC Insured: Yes
Insured Savings Institution: Yes
State Chartered: Yes
Date of Deposit Insurance: October 08, 1970
Last Structure Change Effective Date: January 06, 1995
Last Structure Change Process Date: Febuary 02, 1995
Last Data Update: Febuary 02, 1995
Data Source Date: April 05, 2012
Location
Address: 1 West Mall Plaza, Carnegie, PA 15106
County: Allegheny
Quarterly Banking Profile Region: New York
FDIC Geographic Region: New York
FDIC Supervisory Region: New York
FDIC Field Office: Wexford
Office of the Comptroller the Currency (OCC) District: Northeast
Office of Thrift Supervision Region: Northeast
Metropolitan Statistical Area (MSA): Pittsburgh, PA (#6280)
Combined Statistical Area (CSA): Pittsburgh-New Castle, PA (#430)
Core Based Statistical Area (CBSA): Pittsburgh, PA (#38300)
CBSA Metro Statistical Area: Pittsburgh, PA (#38300)
Financial Summary
Total assets: $343.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$53Total assets
$343,400Cash and due from depository institutions
$4,868Interest-bearing balances
$207Securities
$209,042Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$117,910Loan loss allowance
$2,450Trading account assets
$0Bank premises and fixed assets
$741Other real estate owned
$22Goodwill and other intangibles
$10,817Life insurance assets
$0All other assets
$0Total liabilities and capital
$343,400Total liabilities
$321,862Total deposits
$160,316Interest-bearing deposits
$153,339Deposits held in domestic offices
160316.00%% insured (estimated)
$97Federal funds purchased & repurchase agreements
$146,940Trading liabilities
$0Other borrowed funds
$10,500Subordinated debt
$0All other liabilities
$4,106Total equity capital
$4,106Total bank equity capital
$21,538Perpetual preferred stock
$0Common stock
$920Surplus
$9,929Undivided profits
Memoranda
$10,689Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$624Income earned, not collected on loans
$795Earning assets
$327,159Long-term assets (5+ years)
$97,524Average Assets, year-to-date
$292,968Average Assets, quarterly
$349,459Volatile liabilities
$166,188Insider loans
$349FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$11,927Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$29,799Total risk weighted assets
$141,240Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$19,582Total interest expense
$10,311Net interest income
$9,271Provision for loan and lease losses
$28Total noninterest income
$486Fiduciary activities
$0Service charges on deposit accounts
$101Trading account gains & fees
$0Additional noninterest income
$385Total noninterest expense
$4,271Salaries and employee benefits
$1,933Premises and equipment expense
$614Additional noninterest expense
$1,724Pre-tax net operating income
$5,458Securities gains (losses)
-$2,222Applicable income taxes
$2,400Income before extraordinary items
$836Extraordinary gains - net
$0Net income attributable to bank
$836Net charge-offs
-$22Cash dividends
$1,440Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
6.93%Cost of funding earning assets
3.65%Net interest margin
3.28%Noninterest income to earning assets
0.17%Noninterest expense to earning assets
1.51%Net operating income to assets
0.77%Return on assets (ROA)
0.29%Pretax return on assets
1.10%Return on equity (ROE)
3.03%Retained earnings to average equity (YTD only)
-2.19%Net charge-offs to loans
-0.02%Credit loss provision to net charge-offs
-127.27%Efficiency ratio
43,774Assets per employee
6.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
172.25%Loss allowance to loans
2.04%Loss allowance to noncurrent loans
392.63%Noncurrent assets plus other real estate owned to assets
0.19%Noncurrent loans to loans
0.52%Net loans and leases to deposits
73.55%Net loans and leases to core deposits
77.79%Equity capital to assets
6.27%Core capital (leverage) ratio
8.44%Tier 1 risk-based capital ratio
21.10%Total risk-based capital ratio
Memoranda
$22Average assets
$292,968Average earning assets
$27,619Average equity
$282,534Average loans

Lincoln Savings Bank in Carnegie, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches

Lincoln Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Lincoln Savings Bank in Carnegie, Pennsylvania (PA)Overview, Financial Summary, Detailed Financial Reports, Branches

Lincoln Savings Bank - Overview

Assets and Liabilities (December 31, 1994)

Income and Expense (December 31, 1994)

Performance and Condition Ratios (December 31, 1994)

Comment about this bank, ask questions, or add new information about it:

Lincoln Savings Bank in Carnegie, Pennsylvania (PA)
Overview, Financial Summary, Detailed Financial Reports, Branches