Lincoln State Bank in city_name, state_name - Detailed Financial Reports, Location

Lincoln State Bank in Milwaukee, Wisconsin (WI)
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Lincoln State Bank - Overview

General
FDIC Certificate #: 13028
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: BMO Harris Bank National Association (#16571)
Federal Reserve ID: 969349
Date Established: January 01, 1919
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 46 (Interstate: No)
OTS Docket #: 13896
FDIC's unique #: 8234
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: September 06, 2008
Last Structure Change Process Date: October 06, 2008
Last Data Update: October 06, 2008
Data Source Date: April 05, 2012
Location
Address: 1000 North Water Street, Milwaukee, WI 53202
County: Milwaukee
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Milwaukee
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
Financial Summary
Total assets: $1,293.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

Dollar figures in thousands
427Total employees (full-time equivalent)
$1,363,610Total assets
$42,488Cash and due from depository institutions
$0Interest-bearing balances
$134,673Securities
$74Federal funds sold & reverse repurchase agreements
$1,100,817Net loans & leases
$13,105Loan loss allowance
$0Trading account assets
$23,273Bank premises and fixed assets
$2,983Other real estate owned
$26,114Goodwill and other intangibles
$7,997Life insurance assets
$33,188All other assets
$1,363,610Total liabilities and capital
$1,227,006Total liabilities
$1,050,168Total deposits
$924,006Interest-bearing deposits
$1,050,168Deposits held in domestic offices
0.00%% insured (estimated)
$71,444Federal funds purchased & repurchase agreements
$0Trading liabilities
$97,369Other borrowed funds
$0Subordinated debt
$8,025All other liabilities
$136,604Total equity capital
$136,604Total bank equity capital
$136,604Perpetual preferred stock
$0Common stock
$1,725Surplus
$94,085Undivided profits
Memoranda
$40,794Noncurrent loans and leases
$227,935Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$26,284Earning assets
$0Long-term assets (5+ years)
$6,778Average Assets, year-to-date
$1,235,564Average Assets, quarterly
$87,105Volatile liabilities
$1,361,668Insider loans
$1,370,139FHLB advances
$246,363Loans and leases held for sale
$29,273Unused loan commitments
$97,316Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$227,935Total unused commitments
$456Restructured Loans and leases
$13,105Derivatives

Income and Expense (December 31, 2007)

Dollar figures in thousands
$89,320Total interest income
$42,366Total interest expense
$46,954Net interest income
$6,755Provision for loan and lease losses
$6,000Total noninterest income
$30Fiduciary activities
$3,815Service charges on deposit accounts
$0Trading account gains & fees
$2,155Additional noninterest income
$36,959Total noninterest expense
$19,672Salaries and employee benefits
$4,965Premises and equipment expense
$12,322Additional noninterest expense
$9,240Pre-tax net operating income
$0Securities gains (losses)
$3,720Applicable income taxes
$5,520Income before extraordinary items
$0Extraordinary gains - net
$5,520Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$5,683Sale, conversion, retirement of capital stock, net
$10,500Net operating income

Performance and Condition Ratios (December 31, 2007)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.19%Yield on earning assets
3.41%Cost of funding earning assets
3.78%Net interest margin
0.48%Noninterest income to earning assets
2.98%Noninterest expense to earning assets
0.41%Net operating income to assets
0.41%Return on assets (ROA)
0.68%Pretax return on assets
4.02%Return on equity (ROE)
-3.63%Retained earnings to average equity (YTD only)
0.51%Net charge-offs to loans
118.86%Credit loss provision to net charge-offs
2.81%Efficiency ratio
69,795Assets per employee
3.19%Cash dividends to net income (YTD only)
Condition Ratios (%)
190.22%Loss allowance to loans
1.18%Loss allowance to noncurrent loans
49.86%Noncurrent assets plus other real estate owned to assets
2.15%Noncurrent loans to loans
2.36%Net loans and leases to deposits
104.82%Net loans and leases to core deposits
121.51%Equity capital to assets
10.02%Core capital (leverage) ratio
8.23%Tier 1 risk-based capital ratio
9.74%Total risk-based capital ratio
Memoranda
$11Average assets
$1,361,668Average earning assets
$137,265Average equity
$1,241,766Average loans

Total Fiduciary and Related Assets (December 31, 2003)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$95Managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
1Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$95Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

Lincoln State Bank in Milwaukee, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

Lincoln State Bank - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Lincoln State Bank in Milwaukee, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

Lincoln State Bank - Overview

Assets and Liabilities (December 31, 2007)

Income and Expense (December 31, 2007)

Performance and Condition Ratios (December 31, 2007)

Total Fiduciary and Related Assets (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Lincoln State Bank in Milwaukee, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches