Lincoln State Bank in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 27, 1993

Lincoln State Bank in Lincoln, Nebraska (NE)
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Lincoln State Bank - Overview

General
FDIC Certificate #: 23113
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Firstier Bank, National Association (#5426)
Federal Reserve ID: 108858
Date Established: April 23, 1980
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 16190
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 23, 1980
Last Structure Change Effective Date: March 27, 1993
Last Structure Change Process Date: April 13, 1993
Last Data Update: April 13, 1993
Data Source Date: April 05, 2012
Location
Address: 5501 South 56th Street, Lincoln, NE 68506
County: Lancaster
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
CBSA Metro Statistical Area: Lincoln, NE (#30700)
Financial Summary
Total assets: $21.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$11Total assets
$21,527Cash and due from depository institutions
$2,052Interest-bearing balances
$200Securities
$5,482Federal funds sold & reverse repurchase agreements
$575Net loans & leases
$12,947Loan loss allowance
$180Trading account assets
$0Bank premises and fixed assets
$152Other real estate owned
$0Goodwill and other intangibles
$319Life insurance assets
$0All other assets
$0Total liabilities and capital
$21,527Total liabilities
$19,814Total deposits
$19,660Interest-bearing deposits
$15,854Deposits held in domestic offices
19660.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$154Total equity capital
$154Total bank equity capital
$1,713Perpetual preferred stock
$0Common stock
$500Surplus
$500Undivided profits
Memoranda
$713Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$94Earning assets
$19,204Long-term assets (5+ years)
$2,046Average Assets, year-to-date
$21,170Average Assets, quarterly
$21,009Volatile liabilities
$3,407Insider loans
$805FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$752Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,713Total risk weighted assets
$15,338Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$1,705Total interest expense
$757Net interest income
$948Provision for loan and lease losses
$26Total noninterest income
$94Fiduciary activities
$0Service charges on deposit accounts
$37Trading account gains & fees
$0Additional noninterest income
$57Total noninterest expense
$713Salaries and employee benefits
$377Premises and equipment expense
$132Additional noninterest expense
$204Pre-tax net operating income
$303Securities gains (losses)
$1Applicable income taxes
$81Income before extraordinary items
$223Extraordinary gains - net
$0Net income attributable to bank
$223Net charge-offs
$3Cash dividends
$3Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
9.05%Cost of funding earning assets
4.02%Net interest margin
5.03%Noninterest income to earning assets
0.50%Noninterest expense to earning assets
3.79%Net operating income to assets
1.05%Return on assets (ROA)
1.05%Pretax return on assets
1.44%Return on equity (ROE)
13.89%Retained earnings to average equity (YTD only)
13.70%Net charge-offs to loans
0.02%Credit loss provision to net charge-offs
866.67%Efficiency ratio
68,426Assets per employee
1.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
1.35%Loss allowance to loans
1.37%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
65.85%Net loans and leases to core deposits
79.66%Equity capital to assets
7.96%Core capital (leverage) ratio
8.19%Tier 1 risk-based capital ratio
11.17%Total risk-based capital ratio
Memoranda
$12Average assets
$21,170Average earning assets
$1,606Average equity
$18,832Average loans

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