Lisle Savings Bank in city_name, state_name - Detailed Financial Reports, Location

Lisle Savings Bank in Lisle, Illinois (IL)
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Lisle Savings Bank routing number info

Lisle Savings Bank - Overview

General
FDIC Certificate #: 29800
Status: Active
Federal Reserve ID: 133971
Date Established: January 01, 1917
WWW: http://www.lislebank.com
Trust Powers Granted: No
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 4107
FDIC's unique #: 42634
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: August 19, 1954
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 1450 Maple, Lisle, IL 60532
County: Dupage
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $523.4 mil
Equity capital: $90.8 mil
Deposits held in domestic offices: $417.8 mil
Return on assets (ROA): 0.33% ($1.7 mil)
Quarterly return on assets: 0.57% ($3.0 mil)
Return on Equity (ROE): 1.95% ($1.8 mil)
Quarterly return on equity: 3.30% ($3.0 mil)
Net income: $1.7 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 0.39% ($2,041.2 mil)
Quarterly Pretax return on assets: 0.82% ($4,291.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
60Total employees (full-time equivalent)
$523,396Total assets
$56,458Cash and due from depository institutions
$53,500Interest-bearing balances
$164,343Securities
$0Federal funds sold & reverse repurchase agreements
$270,048Net loans & leases
$5,183Loan loss allowance
$0Trading account assets
$2,151Bank premises and fixed assets
$1,967Other real estate owned
$0Goodwill and other intangibles
$523,396Life insurance assets
$28,429All other assets
$432,619Total liabilities and capital
$417,826Total liabilities
$412,384Total deposits
$417,826Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$10,000Trading liabilities
$0Other borrowed funds
$4,793Subordinated debt
$90,777All other liabilities
$90,777Total equity capital
$90,777Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$90,777Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$18,428Income earned, not collected on loans
$0Earning assets
$1,157Long-term assets (5+ years)
$487,891Average Assets, year-to-date
$242,385Average Assets, quarterly
$519,611Volatile liabilities
$521,857Insider loans
$225,041FHLB advances
$518,903Loans and leases held for sale
$17,714Unused loan commitments
$15,833Tier 1 (core) risk-based capital
$88,862Tier 2 risk-based capital
$0Total risk weighted assets
$1,881Total unused commitments
$7,292Restructured Loans and leases
$630Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$18,870Total interest income
$4,025Total interest expense
$14,845Net interest income
$4,277Provision for loan and lease losses
-$601Total noninterest income
$0Fiduciary activities
$134Service charges on deposit accounts
$0Trading account gains & fees
-$735Additional noninterest income
$7,967Total noninterest expense
$4,052Salaries and employee benefits
$709Premises and equipment expense
$3,206Additional noninterest expense
$2,000Pre-tax net operating income
$21Securities gains (losses)
$301Applicable income taxes
$1,720Income before extraordinary items
$0Extraordinary gains - net
$1,720Net income attributable to bank
$0Net charge-offs
$1,720Cash dividends
$2,488Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.91%Yield on earning assets
0.83%Cost of funding earning assets
3.08%Net interest margin
-0.12%Noninterest income to earning assets
1.65%Noninterest expense to earning assets
0.33%Net operating income to assets
0.33%Return on assets (ROA)
0.39%Pretax return on assets
1.95%Return on equity (ROE)
1.95%Retained earnings to average equity (YTD only)
0.83%Net charge-offs to loans
171.91%Credit loss provision to net charge-offs
2.52%Efficiency ratio
55,932Assets per employee
8.72%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.88%Loss allowance to noncurrent loans
28.13%Noncurrent assets plus other real estate owned to assets
3.90%Noncurrent loans to loans
6.70%Net loans and leases to deposits
64.63%Net loans and leases to core deposits
67.00%Equity capital to assets
17.34%Core capital (leverage) ratio
17.12%Tier 1 risk-based capital ratio
39.49%Total risk-based capital ratio
Memoranda
$41Average assets
$519,611Average earning assets
$88,403Average equity
$482,498Average loans

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	42634	Lisle Savings Bank	1450 Maple, Lisle, IL 60532	January 01, 1917	Full Service Brick and Mortar
1	277217	4720 Main Street Branch	4720 Main Street, Lisle, IL 60532	June 30, 1985	Full Service Brick and Mortar

Lisle Savings Bank in Lisle, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

Lisle Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Lisle Savings Bank in Lisle, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

Lisle Savings Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Lisle Savings Bank in Lisle, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches