Llewellyn-Edison Savings Bank, FSB in West Orange, New Jersey (NJ)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Llewellyn-Edison Savings Bank, FSB in West Orange, New Jersey (NJ)
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Llewellyn-Edison Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 28655
    Status: Active
    Federal Reserve ID: 619279
    Date Established: January 01, 1912
    WWW: http://www.llewellynedison.net
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 4 (Domestic: 4, Interstate: No)
    OTS Docket #: 2054
    FDIC's unique #: 41489
    Numeric code: 34
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: May 19, 1938
    Last Structure Change Effective Date: July 21, 2011
    Last Structure Change Process Date: July 21, 2011
    Last Data Update: July 21, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 474 Prospect Avenue, West Orange, NJ 7052
    County: Essex
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Jamesburg
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Newark, NJ (#5640)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    CBSA Metro Statistical Area: New York-Northern New Jersey-Long Island, NY-NJ-PA (#35620)
    Core Based Statistical Division: Newark-Union, NJ-PA (#35084)
  • History of Changes
  • Change in Primary Regulatory Agency
  • Financial Summary
  • Total assets: $133.1 mil
    Equity capital: $22.4 mil
    Deposits held in domestic offices: $104.6 mil
    Return on assets (ROA): 0.40% ($0.5 mil)
    Quarterly return on assets: 0.33% ($0.4 mil)
    Return on Equity (ROE): 2.41% ($0.5 mil)
    Quarterly return on equity: 1.97% ($0.4 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.64% ($852.0 mil)
    Quarterly Pretax return on assets: 0.56% ($745.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 22Total employees (full-time equivalent)
  • $133,126Total assets
  • $10,073Cash and due from depository institutions
  • $8,058Interest-bearing balances
  • $65,756Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $54,315Net loans & leases
  • $469Loan loss allowance
  • $0Trading account assets
  • $1,397Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $133,126Life insurance assets
  • $1,585All other assets
  • $110,685Total liabilities and capital
  • $104,559Total liabilities
  • $97,444Total deposits
  • $104,559Interest-bearing deposits
  • $95Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $6,000Trading liabilities
  • $0Other borrowed funds
  • $126Subordinated debt
  • $22,441All other liabilities
  • $22,441Total equity capital
  • $22,441Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $22,441Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,131Income earned, not collected on loans
  • $0Earning assets
  • $412Long-term assets (5+ years)
  • $128,129Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $134,666Volatile liabilities
  • $131,377Insider loans
  • $50,099FHLB advances
  • $133,089Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $22,404Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $9,349Restructured Loans and leases
  • $556Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $5,415Total interest income
  • $1,249Total interest expense
  • $4,166Net interest income
  • $0Provision for loan and lease losses
  • $244Total noninterest income
  • $0Fiduciary activities
  • $130Service charges on deposit accounts
  • $0Trading account gains & fees
  • $114Additional noninterest income
  • $3,550Total noninterest expense
  • $2,165Salaries and employee benefits
  • $968Premises and equipment expense
  • $417Additional noninterest expense
  • $860Pre-tax net operating income
  • $0Securities gains (losses)
  • $325Applicable income taxes
  • $535Income before extraordinary items
  • $0Extraordinary gains - net
  • $535Net income attributable to bank
  • $0Net charge-offs
  • $535Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.18%Yield on earning assets
  • 0.97%Cost of funding earning assets
  • 3.22%Net interest margin
  • 0.19%Noninterest income to earning assets
  • 2.74%Noninterest expense to earning assets
  • 0.40%Net operating income to assets
  • 0.40%Return on assets (ROA)
  • 0.64%Pretax return on assets
  • 2.41%Return on equity (ROE)
  • 2.41%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,499Assets per employee
  • 6.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.86%Loss allowance to noncurrent loans
  • 22.01%Noncurrent assets plus other real estate owned to assets
  • 1.60%Noncurrent loans to loans
  • 3.89%Net loans and leases to deposits
  • 51.95%Net loans and leases to core deposits
  • 52.76%Equity capital to assets
  • 16.86%Core capital (leverage) ratio
  • 16.83%Tier 1 risk-based capital ratio
  • 44.72%Total risk-based capital ratio
  • Memoranda
  • $46Average assets
  • $134,666Average earning assets
  • $22,167Average equity
  • $129,418Average loans

List of branches

  • 4 New Jersey Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    041489Llewellyn-Edison Savings Bank, Fsb474 Prospect Avenue, West Orange, NJ 7052January 01, 1912Full Service Brick and Mortar
    126968725 W Northfield Rd Branch25 W Northfield Rd, Livingston, NJ 7039January 01, 1912Full Service Brick and Mortar
    226968883 Northfield Ave Branch83 Northfield Ave, West Orange, NJ 7052January 01, 1912Full Service Brick and Mortar
    3448955Augusta Branch83 Us Highway 206, Augusta, NJ 7822March 01, 2003Full Service Brick and Mortar

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