M&I Bank South Central in Watertown, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 01, 2001

  • M&I Bank South Central in Watertown, Wisconsin (WI)
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M&I Bank South Central - Overview

  • General
  • FDIC Certificate #: 11222
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 349044
    Date Established: August 01, 1854
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Interstate: No)
    FDIC's unique #: 7159
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: May 01, 2001
    Last Structure Change Process Date: July 26, 2001
    Last Data Update: July 26, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 205 North Second Street, Watertown, WI 53094
    County: Jefferson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Milwaukee
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Watertown-Fort Atkinson, WI (#48020)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $278.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 55Total employees (full-time equivalent)
  • $276,361Total assets
  • $5,372Cash and due from depository institutions
  • $0Interest-bearing balances
  • $62,748Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $196,205Net loans & leases
  • $2,655Loan loss allowance
  • $0Trading account assets
  • $1,857Bank premises and fixed assets
  • $86Other real estate owned
  • $1,605Goodwill and other intangibles
  • $0Life insurance assets
  • $8,488All other assets
  • $276,361Total liabilities and capital
  • $255,256Total liabilities
  • $219,447Total deposits
  • $185,834Interest-bearing deposits
  • $219,447Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $30,541Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $5,268All other liabilities
  • $21,105Total equity capital
  • $21,105Total bank equity capital
  • $21,105Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $13,774Undivided profits
  • Memoranda
  • $6,731Noncurrent loans and leases
  • $43,381Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $599Earning assets
  • $0Long-term assets (5+ years)
  • $1,626Average Assets, year-to-date
  • $258,953Average Assets, quarterly
  • $55,276Volatile liabilities
  • $278,221Insider loans
  • $277,555FHLB advances
  • $71,213Loans and leases held for sale
  • $1,284Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $61Total risk weighted assets
  • $43,381Total unused commitments
  • $0Restructured Loans and leases
  • $2,431Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $21,040Total interest income
  • $11,747Total interest expense
  • $9,293Net interest income
  • $435Provision for loan and lease losses
  • $2,369Total noninterest income
  • $0Fiduciary activities
  • $1,017Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,352Additional noninterest income
  • $6,164Total noninterest expense
  • $2,244Salaries and employee benefits
  • $468Premises and equipment expense
  • $3,452Additional noninterest expense
  • $5,063Pre-tax net operating income
  • -$550Securities gains (losses)
  • $1,284Applicable income taxes
  • $3,229Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,229Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $193Sale, conversion, retirement of capital stock, net
  • $3,690Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.08%Yield on earning assets
  • 4.51%Cost of funding earning assets
  • 3.57%Net interest margin
  • 0.91%Noninterest income to earning assets
  • 2.37%Noninterest expense to earning assets
  • 1.30%Net operating income to assets
  • 1.16%Return on assets (ROA)
  • 1.62%Pretax return on assets
  • 15.20%Return on equity (ROE)
  • -2.17%Retained earnings to average equity (YTD only)
  • 0.10%Net charge-offs to loans
  • 225.39%Credit loss provision to net charge-offs
  • 28.49%Efficiency ratio
  • 52,049Assets per employee
  • 5.02%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 114.28%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 443.24%Noncurrent assets plus other real estate owned to assets
  • 0.25%Noncurrent loans to loans
  • 0.30%Net loans and leases to deposits
  • 89.41%Net loans and leases to core deposits
  • 109.75%Equity capital to assets
  • 7.64%Core capital (leverage) ratio
  • 6.96%Tier 1 risk-based capital ratio
  • 9.90%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $278,221Average earning assets
  • $21,248Average equity
  • $260,524Average loans

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