M&I Community State Bank in city_name, state_name - Detailed Financial Reports, Location

M&I Community State Bank in Eau Claire, Wisconsin (WI)
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M&I Community State Bank - Overview

General
FDIC Certificate #: 18111
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
Federal Reserve ID: 390859
Date Established: November 23, 1959
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 10 (Interstate: No)
FDIC's unique #: 12033
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: November 23, 1959
Last Structure Change Effective Date: May 01, 2001
Last Structure Change Process Date: July 26, 2001
Last Data Update: July 26, 2001
Data Source Date: April 05, 2012
Location
Address: 301 Water Street, Eau Claire, WI 54702
County: Eau Claire
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Eau Claire
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Eau Claire, WI (#2290)
Combined Statistical Area (CSA): Eau Claire-Menomonie, WI (#232)
Core Based Statistical Area (CBSA): Eau Claire, WI (#20740)
CBSA Metro Statistical Area: Eau Claire, WI (#20740)
Financial Summary
Total assets: $527.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

Dollar figures in thousands
107Total employees (full-time equivalent)
$530,728Total assets
$13,155Cash and due from depository institutions
$0Interest-bearing balances
$151,452Securities
$0Federal funds sold & reverse repurchase agreements
$340,641Net loans & leases
$6,237Loan loss allowance
$0Trading account assets
$6,291Bank premises and fixed assets
$0Other real estate owned
$1,753Goodwill and other intangibles
$0Life insurance assets
$17,436All other assets
$530,728Total liabilities and capital
$491,809Total liabilities
$390,818Total deposits
$331,948Interest-bearing deposits
$390,818Deposits held in domestic offices
0.00%% insured (estimated)
$86,481Federal funds purchased & repurchase agreements
$0Trading liabilities
$139Other borrowed funds
$0Subordinated debt
$14,371All other liabilities
$38,919Total equity capital
$38,919Total bank equity capital
$38,919Perpetual preferred stock
$0Common stock
$696Surplus
$28,997Undivided profits
Memoranda
$9,226Noncurrent loans and leases
$81,476Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$3,073Earning assets
$423Long-term assets (5+ years)
$2,181Average Assets, year-to-date
$492,093Average Assets, quarterly
$139,993Volatile liabilities
$539,803Insider loans
$543,579FHLB advances
$174,368Loans and leases held for sale
$10,426Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$122Total risk weighted assets
$81,476Total unused commitments
$0Restructured Loans and leases
$4,303Derivatives

Income and Expense (December 31, 2000)

Dollar figures in thousands
$39,635Total interest income
$23,201Total interest expense
$16,434Net interest income
$360Provision for loan and lease losses
$4,121Total noninterest income
$56Fiduciary activities
$1,567Service charges on deposit accounts
$0Trading account gains & fees
$2,498Additional noninterest income
$11,144Total noninterest expense
$3,967Salaries and employee benefits
$1,216Premises and equipment expense
$5,961Additional noninterest expense
$9,051Pre-tax net operating income
-$1,211Securities gains (losses)
$2,058Applicable income taxes
$5,782Income before extraordinary items
$0Extraordinary gains - net
$5,782Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$237Sale, conversion, retirement of capital stock, net
$4,523Net operating income

Performance and Condition Ratios (December 31, 2000)

Dollar figures in thousands
Performance Ratios (%, annualized)
7.97%Yield on earning assets
4.67%Cost of funding earning assets
3.31%Net interest margin
0.83%Noninterest income to earning assets
2.24%Noninterest expense to earning assets
1.24%Net operating income to assets
1.07%Return on assets (ROA)
1.45%Pretax return on assets
15.46%Return on equity (ROE)
3.37%Retained earnings to average equity (YTD only)
0.07%Net charge-offs to loans
151.90%Credit loss provision to net charge-offs
39.71%Efficiency ratio
51,360Assets per employee
4.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
78.23%Loss allowance to loans
1.80%Loss allowance to noncurrent loans
202.96%Noncurrent assets plus other real estate owned to assets
0.58%Noncurrent loans to loans
0.89%Net loans and leases to deposits
87.16%Net loans and leases to core deposits
112.40%Equity capital to assets
7.33%Core capital (leverage) ratio
6.87%Tier 1 risk-based capital ratio
10.59%Total risk-based capital ratio
Memoranda
$12Average assets
$539,803Average earning assets
$37,400Average equity
$497,092Average loans

M&I Community State Bank in Eau Claire, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

M&I Community State Bank - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

M&I Community State Bank in Eau Claire, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

M&I Community State Bank - Overview

Assets and Liabilities (December 31, 2000)

Income and Expense (December 31, 2000)

Performance and Condition Ratios (December 31, 2000)

Comment about this bank, ask questions, or add new information about it:

M&I Community State Bank in Eau Claire, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches