M&I First National Bank of Cudahy in city_name, state_name - Detailed Financial Reports, Location

M&I First National Bank of Cudahy in Cudahy, Wisconsin (WI)
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M&I First National Bank of Cudahy - Overview

General
FDIC Certificate #: 18884
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: M&I South Shore Bank (#1024)
Federal Reserve ID: 465449
Date Established: September 16, 1963
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 12736
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: September 16, 1963
Last Structure Change Effective Date: April 01, 1993
Last Structure Change Process Date: April 30, 1993
Last Data Update: April 30, 1993
Data Source Date: April 05, 2012
Location
Address: 5656 South Packard Avenue, Cudahy, WI 53110
County: Milwaukee
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Milwaukee
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Milwaukee-Waukesha, WI (#5080)
Consolidated Metropolitan Statistical Area (CMSA): Milwaukee-Racine, WI (#63)
Combined Statistical Area (CSA): Milwaukee-Racine-Waukesha, WI (#376)
Core Based Statistical Area (CBSA): Milwaukee-Waukesha-West Allis, WI (#33340)
CBSA Metro Statistical Area: Milwaukee-Waukesha-West Allis, WI (#33340)
Financial Summary
Total assets: $39.8 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$26Total assets
$40,344Cash and due from depository institutions
$1,746Interest-bearing balances
$500Securities
$10,473Federal funds sold & reverse repurchase agreements
$2,131Net loans & leases
$23,875Loan loss allowance
$762Trading account assets
$0Bank premises and fixed assets
$603Other real estate owned
$913Goodwill and other intangibles
$603Life insurance assets
$0All other assets
$0Total liabilities and capital
$40,344Total liabilities
$36,141Total deposits
$35,919Interest-bearing deposits
$29,929Deposits held in domestic offices
35919.00%% insured (estimated)
$88Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$222Total equity capital
$222Total bank equity capital
$4,203Perpetual preferred stock
$0Common stock
$200Surplus
$1,531Undivided profits
Memoranda
$2,472Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,050Income earned, not collected on loans
$125Earning assets
$36,979Long-term assets (5+ years)
$3,873Average Assets, year-to-date
$41,448Average Assets, quarterly
$40,374Volatile liabilities
$1,378Insider loans
$0FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,951Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,203Total risk weighted assets
$25,922Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$3,147Total interest expense
$1,344Net interest income
$1,803Provision for loan and lease losses
$210Total noninterest income
$401Fiduciary activities
$0Service charges on deposit accounts
$217Trading account gains & fees
$0Additional noninterest income
$184Total noninterest expense
$1,795Salaries and employee benefits
$715Premises and equipment expense
$159Additional noninterest expense
$921Pre-tax net operating income
$199Securities gains (losses)
$0Applicable income taxes
-$25Income before extraordinary items
$224Extraordinary gains - net
-$117Net income attributable to bank
$107Net charge-offs
$113Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.23%Cost of funding earning assets
3.51%Net interest margin
4.71%Noninterest income to earning assets
1.05%Noninterest expense to earning assets
4.69%Net operating income to assets
0.54%Return on assets (ROA)
0.26%Pretax return on assets
0.20%Return on equity (ROE)
2.53%Retained earnings to average equity (YTD only)
2.53%Net charge-offs to loans
0.44%Credit loss provision to net charge-offs
185.84%Efficiency ratio
81,443Assets per employee
1.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
3.09%Loss allowance to noncurrent loans
72.57%Noncurrent assets plus other real estate owned to assets
4.87%Noncurrent loans to loans
4.26%Net loans and leases to deposits
66.47%Net loans and leases to core deposits
69.12%Equity capital to assets
10.42%Core capital (leverage) ratio
10.16%Tier 1 risk-based capital ratio
16.21%Total risk-based capital ratio
Memoranda
$17Average assets
$41,448Average earning assets
$4,227Average equity
$38,240Average loans

M&I First National Bank of Cudahy in Cudahy, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

M&I First National Bank of Cudahy - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

M&I First National Bank of Cudahy in Cudahy, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

M&I First National Bank of Cudahy - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

M&I First National Bank of Cudahy in Cudahy, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches