M&I Mid-State Bank in Stevens Point, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2001

  • M&I Mid-State Bank in Stevens Point, Wisconsin (WI)
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M&I Mid-State Bank - Overview

  • General
  • FDIC Certificate #: 5326
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: M&I Marshall and Ilsley Bank (#1020)
    Federal Reserve ID: 177948
    Date Established: August 01, 1883
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 13 (Interstate: No)
    FDIC's unique #: 3591
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 01, 2001
    Last Structure Change Process Date: April 25, 2001
    Last Data Update: April 25, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: 1245 Main Street, Stevens Point, WI 54481
    County: Portage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Appleton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Stevens Point, WI (#44620)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $635.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 142Total employees (full-time equivalent)
  • $642,416Total assets
  • $17,296Cash and due from depository institutions
  • $0Interest-bearing balances
  • $150,100Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $436,995Net loans & leases
  • $6,519Loan loss allowance
  • $0Trading account assets
  • $6,242Bank premises and fixed assets
  • $303Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $31,480All other assets
  • $642,416Total liabilities and capital
  • $598,331Total liabilities
  • $528,155Total deposits
  • $428,169Interest-bearing deposits
  • $528,155Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $57,520Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,103Other borrowed funds
  • $0Subordinated debt
  • $10,553All other liabilities
  • $44,085Total equity capital
  • $44,085Total bank equity capital
  • $44,085Perpetual preferred stock
  • $0Common stock
  • $5,400Surplus
  • $24,462Undivided profits
  • Memoranda
  • $14,223Noncurrent loans and leases
  • $93,865Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $11,838Earning assets
  • $154Long-term assets (5+ years)
  • $4,202Average Assets, year-to-date
  • $587,095Average Assets, quarterly
  • $122,119Volatile liabilities
  • $662,380Insider loans
  • $652,376FHLB advances
  • $137,990Loans and leases held for sale
  • $5,024Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $93,865Total unused commitments
  • $277Restructured Loans and leases
  • $5,501Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $46,415Total interest income
  • $28,653Total interest expense
  • $17,762Net interest income
  • $5,785Provision for loan and lease losses
  • $5,842Total noninterest income
  • $6Fiduciary activities
  • $2,303Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,533Additional noninterest income
  • $14,655Total noninterest expense
  • $5,174Salaries and employee benefits
  • $1,396Premises and equipment expense
  • $8,085Additional noninterest expense
  • $3,164Pre-tax net operating income
  • -$1,295Securities gains (losses)
  • -$678Applicable income taxes
  • $2,547Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,547Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $4,113Sale, conversion, retirement of capital stock, net
  • $1,998Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.67%Yield on earning assets
  • 4.73%Cost of funding earning assets
  • 2.93%Net interest margin
  • 0.96%Noninterest income to earning assets
  • 2.42%Noninterest expense to earning assets
  • 0.58%Net operating income to assets
  • 0.38%Return on assets (ROA)
  • 0.28%Pretax return on assets
  • 6.04%Return on equity (ROE)
  • 1.30%Retained earnings to average equity (YTD only)
  • 0.92%Net charge-offs to loans
  • 140.62%Credit loss provision to net charge-offs
  • 2.18%Efficiency ratio
  • 62,066Assets per employee
  • 4.52%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 78.45%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 55.07%Noncurrent assets plus other real estate owned to assets
  • 1.89%Noncurrent loans to loans
  • 2.67%Net loans and leases to deposits
  • 82.74%Net loans and leases to core deposits
  • 97.16%Equity capital to assets
  • 6.86%Core capital (leverage) ratio
  • 6.68%Tier 1 risk-based capital ratio
  • 9.84%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $662,380Average earning assets
  • $42,199Average equity
  • $605,391Average loans

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