Madison Bank and Trust Company in Chicago, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 21, 1995

  • Madison Bank and Trust Company in Chicago, Illinois (IL)
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Madison Bank and Trust Company - Overview

  • General
  • FDIC Certificate #: 17521
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Madison Bank, National Association (#22289)
    Federal Reserve ID: 116938
    Date Established: December 01, 1955
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11501
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 01, 1955
    Last Structure Change Effective Date: June 21, 1995
    Last Structure Change Process Date: June 29, 1995
    Last Data Update: June 29, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 10 South Riverside Plaza, Chicago, IL 60606
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • Financial Summary
  • Total assets: $177.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $27Total assets
  • $179,057Cash and due from depository institutions
  • $6,691Interest-bearing balances
  • $2,500Securities
  • $45,890Federal funds sold & reverse repurchase agreements
  • $20,100Net loans & leases
  • $88,641Loan loss allowance
  • $941Trading account assets
  • $9,924Bank premises and fixed assets
  • $1,497Other real estate owned
  • $0Goodwill and other intangibles
  • $4,917Life insurance assets
  • $1,397All other assets
  • $0Total liabilities and capital
  • $179,057Total liabilities
  • $167,757Total deposits
  • $160,455Interest-bearing deposits
  • $132,376Deposits held in domestic offices
  • 160455.00%% insured (estimated)
  • $72Federal funds purchased & repurchase agreements
  • $5,895Trading liabilities
  • $0Other borrowed funds
  • $388Subordinated debt
  • $0All other liabilities
  • $1,019Total equity capital
  • $1,019Total bank equity capital
  • $11,300Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $8,214Undivided profits
  • Memoranda
  • $1,086Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,090Income earned, not collected on loans
  • $919Earning assets
  • $167,055Long-term assets (5+ years)
  • $8,000Average Assets, year-to-date
  • $130,666Average Assets, quarterly
  • $163,660Volatile liabilities
  • $11,394Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $9,008Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $10,399Total risk weighted assets
  • $73,121Total unused commitments
  • $0Restructured Loans and leases
  • $3,550Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,945Total interest expense
  • $3,716Net interest income
  • $5,229Provision for loan and lease losses
  • $0Total noninterest income
  • $628Fiduciary activities
  • $0Service charges on deposit accounts
  • $430Trading account gains & fees
  • -$57Additional noninterest income
  • $255Total noninterest expense
  • $3,106Salaries and employee benefits
  • $1,248Premises and equipment expense
  • $408Additional noninterest expense
  • $1,450Pre-tax net operating income
  • $2,751Securities gains (losses)
  • -$31Applicable income taxes
  • $962Income before extraordinary items
  • $1,758Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,758Net charge-offs
  • -$45Cash dividends
  • $300Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.49%Cost of funding earning assets
  • 3.11%Net interest margin
  • 4.38%Noninterest income to earning assets
  • 0.53%Noninterest expense to earning assets
  • 2.60%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.35%Pretax return on assets
  • 2.08%Return on equity (ROE)
  • 18.94%Retained earnings to average equity (YTD only)
  • 15.71%Net charge-offs to loans
  • -0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 50,606Assets per employee
  • 6.63%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 17.06%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 45.02%Noncurrent assets plus other real estate owned to assets
  • 1.17%Noncurrent loans to loans
  • 2.33%Net loans and leases to deposits
  • 55.24%Net loans and leases to core deposits
  • 57.06%Equity capital to assets
  • 6.31%Core capital (leverage) ratio
  • 6.49%Tier 1 risk-based capital ratio
  • 14.22%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $130,666Average earning assets
  • $9,282Average equity
  • $119,413Average loans

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