Mancos Valley Bank in city_name, state_name - Detailed Financial Reports, Location

Mancos Valley Bank in Mancos, Colorado (CO)
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Mancos Valley Bank routing number info

Mancos Valley Bank - Overview

General
FDIC Certificate #: 19205
Status: Active
Federal Reserve ID: 92050
Bank Holding Company (Regulatory Top Holder): Southern Colorado Corp. (RSSDID: 1131620, Location: Inverness, IL)
Date Established: August 17, 1964
WWW: http://www.mancosvalleybank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 9911
FDIC's unique #: 13024
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: August 17, 1964
Last Structure Change Effective Date: Febuary 25, 2008
Last Structure Change Process Date: Febuary 27, 2008
Last Data Update: Febuary 27, 2008
Data Source Date: April 05, 2012
Location
Address: 138 North Main Street, Mancos, CO 81328
County: Montezuma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Chicago
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $83.4 mil
Equity capital: $7.1 mil
Deposits held in domestic offices: $76.2 mil
Return on assets (ROA): 0.58% ($0.5 mil)
Quarterly return on assets: 0.31% ($0.3 mil)
Return on Equity (ROE): 7.18% ($0.5 mil)
Quarterly return on equity: 3.67% ($0.3 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.58% ($483.6 mil)
Quarterly Pretax return on assets: 0.31% ($258.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
14Total employees (full-time equivalent)
$83,381Total assets
$10,319Cash and due from depository institutions
$8,935Interest-bearing balances
$27,900Securities
$0Federal funds sold & reverse repurchase agreements
$40,855Net loans & leases
$1,371Loan loss allowance
$0Trading account assets
$2,920Bank premises and fixed assets
$351Other real estate owned
$0Goodwill and other intangibles
$83,381Life insurance assets
$1,036All other assets
$76,278Total liabilities and capital
$76,167Total liabilities
$68,217Total deposits
$76,167Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$111Subordinated debt
$7,103All other liabilities
$7,103Total equity capital
$7,103Total bank equity capital
$0Perpetual preferred stock
$119Common stock
$2,214Surplus
$4,770Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,133Income earned, not collected on loans
$0Earning assets
$585Long-term assets (5+ years)
$77,690Average Assets, year-to-date
$14,050Average Assets, quarterly
$85,332Volatile liabilities
$84,901Insider loans
$47,299FHLB advances
$84,889Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$7,125Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,673Restructured Loans and leases
$795Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,431Total interest income
$699Total interest expense
$2,732Net interest income
$510Provision for loan and lease losses
$104Total noninterest income
$0Fiduciary activities
$71Service charges on deposit accounts
$0Trading account gains & fees
$33Additional noninterest income
$1,719Total noninterest expense
$845Salaries and employee benefits
$322Premises and equipment expense
$552Additional noninterest expense
$607Pre-tax net operating income
-$109Securities gains (losses)
$0Applicable income taxes
$498Income before extraordinary items
$0Extraordinary gains - net
$498Net income attributable to bank
$0Net charge-offs
$498Cash dividends
$184Sale, conversion, retirement of capital stock, net
$400Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.33%Yield on earning assets
0.88%Cost of funding earning assets
3.45%Net interest margin
0.13%Noninterest income to earning assets
2.17%Noninterest expense to earning assets
0.71%Net operating income to assets
0.58%Return on assets (ROA)
0.58%Pretax return on assets
7.18%Return on equity (ROE)
1.41%Retained earnings to average equity (YTD only)
0.38%Net charge-offs to loans
277.17%Credit loss provision to net charge-offs
6.07%Efficiency ratio
60,614Assets per employee
5.96%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.32%Loss allowance to loans
3.25%Loss allowance to noncurrent loans
121.01%Noncurrent assets plus other real estate owned to assets
1.95%Noncurrent loans to loans
2.68%Net loans and leases to deposits
53.64%Net loans and leases to core deposits
54.25%Equity capital to assets
8.52%Core capital (leverage) ratio
8.39%Tier 1 risk-based capital ratio
15.06%Total risk-based capital ratio
Memoranda
$16Average assets
$85,332Average earning assets
$6,936Average equity
$79,183Average loans

List of branches

2 Colorado Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	13024	Mancos Valley Bank	138 North Main Street, Mancos, CO 81328	August 17, 1964	Full Service Brick and Mortar
1	478308	Mancos Valley Bank - Cortez Location	27780 Hwy 160, Cortez, CO 81321	July 09, 2007	Full Service Brick and Mortar

Mancos Valley Bank in Mancos, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mancos Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Mancos Valley Bank in Mancos, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Mancos Valley Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Mancos Valley Bank in Mancos, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches