FDIC Certificate #: 11136 Status: Active Federal Reserve ID: 597256 Date Established: August 01, 1903 Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 7107 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Agricultural lending institution: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Agricultural Specialization Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 187 E Main St, Mansfield, SD 57460 County: Spink Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Sioux Falls Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Location
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $12.9 mil Equity capital: $1.9 mil Deposits held in domestic offices: $11.0 mil Return on assets (ROA): -0.43% (-$0.1 mil) Quarterly return on assets: -2.71% (-$0.4 mil) Return on Equity (ROE): -2.79% (-$0.1 mil) Quarterly return on equity: -18.04% (-$0.4 mil) Net income: -$0.1 mil Quarterly Net income: -$0.1 mil Pretax return on assets: -0.37% (-$47.7 mil) Quarterly Pretax return on assets: -2.68% (-$345.2 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
3Total employees (full-time equivalent)
$12,882Total assets
$6,662Cash and due from depository institutions
$6,107Interest-bearing balances
$3,762Securities
$0Federal funds sold & reverse repurchase agreements
$2,391Net loans & leases
$62Loan loss allowance
$0Trading account assets
$24Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$12,882Life insurance assets
$43All other assets
$11,028Total liabilities and capital
$10,996Total liabilities
$6,881Total deposits
$10,996Interest-bearing deposits
$91Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$32Subordinated debt
$1,854All other liabilities
$1,854Total equity capital
$1,854Total bank equity capital
$0Perpetual preferred stock
$30Common stock
$1,000Surplus
$824Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$28Long-term assets (5+ years)
$12,260Average Assets, year-to-date
$3,305Average Assets, quarterly
$12,433Volatile liabilities
$12,701Insider loans
$4,584FHLB advances
$12,843Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,791Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,156Restructured Loans and leases
$280Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$282Total interest income
$29Total interest expense
$253Net interest income
$0Provision for loan and lease losses
$8Total noninterest income
$0Fiduciary activities
$6Service charges on deposit accounts
$0Trading account gains & fees
$2Additional noninterest income
$307Total noninterest expense
$204Salaries and employee benefits
$13Premises and equipment expense
$90Additional noninterest expense
-$46Pre-tax net operating income
$0Securities gains (losses)
$7Applicable income taxes
-$53Income before extraordinary items
$0Extraordinary gains - net
-$53Net income attributable to bank
$0Net charge-offs
-$53Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
2.42%Yield on earning assets
0.25%Cost of funding earning assets
2.17%Net interest margin
0.07%Noninterest income to earning assets
2.64%Noninterest expense to earning assets
-0.43%Net operating income to assets
-0.43%Return on assets (ROA)
-0.37%Pretax return on assets
-2.79%Return on equity (ROE)
-2.79%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
117,625Assets per employee
4.29%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.53%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
21.74%Net loans and leases to core deposits
22.33%Equity capital to assets
14.39%Core capital (leverage) ratio
13.95%Tier 1 risk-based capital ratio
39.07%Total risk-based capital ratio
Memoranda
$40Average assets
$12,433Average earning assets
$1,898Average equity
$11,645Average loans
List of branches
1 South Dakota Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
7107
Mansfield State Bank
187 E Main St, Mansfield, SD 57460
August 01, 1903
Full Service Brick and Mortar
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