FDIC Certificate #: 57581 Status: Active Federal Reserve ID: 3151417 Bank Holding Company (Regulatory Top Holder): Maple Financial Holding Company (RSSDID: 3151426, Location: Champlin, MN) Date Established: August 04, 2003 WWW:http://www.maple-bank.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 366038 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: August 04, 2003 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 11660 Theatre Drive North, Champlin, MN 55316 County: Hennepin Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Minneapolis Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120) Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378) Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460) CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $57.9 mil Equity capital: $6.5 mil Deposits held in domestic offices: $50.1 mil Return on assets (ROA): 0.11% ($0.1 mil) Quarterly return on assets: 0.35% ($0.2 mil) Return on Equity (ROE): 1.13% ($0.1 mil) Quarterly return on equity: 3.65% ($0.2 mil) Net income: $0.1 mil Quarterly Net income: $0.1 mil Pretax return on assets: 0.21% ($121.7 mil) Quarterly Pretax return on assets: 0.71% ($411.3 mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
12Total employees (full-time equivalent)
$57,936Total assets
$9,788Cash and due from depository institutions
$7,686Interest-bearing balances
$2,313Securities
$662Federal funds sold & reverse repurchase agreements
$38,605Net loans & leases
$996Loan loss allowance
$0Trading account assets
$237Bank premises and fixed assets
$4,051Other real estate owned
$0Goodwill and other intangibles
$57,936Life insurance assets
$2,280All other assets
$51,451Total liabilities and capital
$50,096Total liabilities
$43,255Total deposits
$50,096Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,200Trading liabilities
$0Other borrowed funds
$155Subordinated debt
$6,485All other liabilities
$6,485Total equity capital
$6,485Total bank equity capital
$0Perpetual preferred stock
$400Common stock
$6,650Surplus
$-565Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,110Income earned, not collected on loans
$0Earning assets
$151Long-term assets (5+ years)
$49,266Average Assets, year-to-date
$10,376Average Assets, quarterly
$63,481Volatile liabilities
$66,784Insider loans
$42,154FHLB advances
$59,137Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$5,674Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$4,252Restructured Loans and leases
$1,920Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$2,479Total interest income
$799Total interest expense
$1,680Net interest income
$177Provision for loan and lease losses
$352Total noninterest income
$0Fiduciary activities
$101Service charges on deposit accounts
$0Trading account gains & fees
$251Additional noninterest income
$1,721Total noninterest expense
$717Salaries and employee benefits
$214Premises and equipment expense
$790Additional noninterest expense
$134Pre-tax net operating income
$0Securities gains (losses)
$61Applicable income taxes
$73Income before extraordinary items
$0Extraordinary gains - net
$73Net income attributable to bank
$0Net charge-offs
$73Cash dividends
$995Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.55%Yield on earning assets
1.47%Cost of funding earning assets
3.08%Net interest margin
0.65%Noninterest income to earning assets
3.16%Noninterest expense to earning assets
0.11%Net operating income to assets
0.11%Return on assets (ROA)
0.21%Pretax return on assets
1.13%Return on equity (ROE)
1.13%Retained earnings to average equity (YTD only)
2.61%Net charge-offs to loans
17.79%Credit loss provision to net charge-offs
0.31%Efficiency ratio
84,695Assets per employee
4.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.52%Loss allowance to noncurrent loans
47.20%Noncurrent assets plus other real estate owned to assets
10.63%Noncurrent loans to loans
5.33%Net loans and leases to deposits
77.06%Net loans and leases to core deposits
80.45%Equity capital to assets
11.19%Core capital (leverage) ratio
9.59%Tier 1 risk-based capital ratio
13.46%Total risk-based capital ratio
Memoranda
$15Average assets
$63,481Average earning assets
$6,455Average equity
$54,489Average loans
List of branches
1 Minnesota Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
366038
Maple Bank
11660 Theatre Drive North, Champlin, MN 55316
August 04, 2003
Full Service Brick and Mortar
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