Mark Twain Illinois Bank in Belleville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 22, 1997

  • Mark Twain Illinois Bank in Belleville, Illinois (IL)
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Mark Twain Illinois Bank - Overview

  • General
  • FDIC Certificate #: 20083
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank National Association (#18159)
    Federal Reserve ID: 710541
    Date Established: December 02, 1969
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 13796
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 02, 1969
    Last Structure Change Effective Date: August 22, 1997
    Last Structure Change Process Date: October 23, 1997
    Last Data Update: October 23, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 6400 West Main Street, Belleville, IL 62223
    County: St. Clair
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Mount Vernon
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • Financial Summary
  • Total assets: $174.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $53Total assets
  • $188,730Cash and due from depository institutions
  • $7,506Interest-bearing balances
  • $0Securities
  • $43,069Federal funds sold & reverse repurchase agreements
  • $4,350Net loans & leases
  • $130,557Loan loss allowance
  • $2,008Trading account assets
  • $0Bank premises and fixed assets
  • $946Other real estate owned
  • $0Goodwill and other intangibles
  • $2,302Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $188,730Total liabilities
  • $168,336Total deposits
  • $164,267Interest-bearing deposits
  • $145,649Deposits held in domestic offices
  • 164267.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $2,809Trading liabilities
  • $0Other borrowed funds
  • $337Subordinated debt
  • $0All other liabilities
  • $923Total equity capital
  • $923Total bank equity capital
  • $20,394Perpetual preferred stock
  • $0Common stock
  • $2,680Surplus
  • $13,120Undivided profits
  • Memoranda
  • $4,594Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,135Income earned, not collected on loans
  • $872Earning assets
  • $177,976Long-term assets (5+ years)
  • $32,705Average Assets, year-to-date
  • $190,198Average Assets, quarterly
  • $191,357Volatile liabilities
  • $12,285Insider loans
  • $7,261FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $33,071Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $20,454Total risk weighted assets
  • $150,273Total unused commitments
  • $0Restructured Loans and leases
  • $75,000Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $14,976Total interest expense
  • $6,727Net interest income
  • $8,249Provision for loan and lease losses
  • $22Total noninterest income
  • $1,518Fiduciary activities
  • $793Service charges on deposit accounts
  • $511Trading account gains & fees
  • $0Additional noninterest income
  • $214Total noninterest expense
  • $5,047Salaries and employee benefits
  • $1,736Premises and equipment expense
  • $709Additional noninterest expense
  • $2,602Pre-tax net operating income
  • $4,698Securities gains (losses)
  • $0Applicable income taxes
  • $1,789Income before extraordinary items
  • $2,909Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,909Net charge-offs
  • $40Cash dividends
  • $4,000Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.23%Cost of funding earning assets
  • 3.70%Net interest margin
  • 4.54%Noninterest income to earning assets
  • 0.83%Noninterest expense to earning assets
  • 2.78%Net operating income to assets
  • 1.53%Return on assets (ROA)
  • 1.53%Pretax return on assets
  • 2.47%Return on equity (ROE)
  • 13.91%Retained earnings to average equity (YTD only)
  • -5.22%Net charge-offs to loans
  • 0.03%Credit loss provision to net charge-offs
  • 55.00%Efficiency ratio
  • 51,674Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 137.50%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 176.92%Noncurrent assets plus other real estate owned to assets
  • 0.60%Noncurrent loans to loans
  • 0.86%Net loans and leases to deposits
  • 79.48%Net loans and leases to core deposits
  • 84.16%Equity capital to assets
  • 10.81%Core capital (leverage) ratio
  • 10.87%Tier 1 risk-based capital ratio
  • 13.61%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $190,198Average earning assets
  • $20,920Average equity
  • $181,864Average loans

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