Marshalltown Savings Bank, FSB in Marshalltown, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 06, 1997

  • Marshalltown Savings Bank, FSB in Marshalltown, Iowa (IA)
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Marshalltown Savings Bank, FSB - Overview

  • General
  • FDIC Certificate #: 28091
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Home Federal Savings Bank (#29042)
    Federal Reserve ID: 655875
    Date Established: January 01, 1908
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 886
    FDIC's unique #: 40925
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: April 18, 1958
    Last Structure Change Effective Date: December 06, 1997
    Last Structure Change Process Date: December 31, 1997
    Last Data Update: December 31, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 303 West Main Street, Marshalltown, IA 50158
    County: Marshall
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Des Moines
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Marshalltown, IA (#32260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $120.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $32Total assets
  • $120,888Cash and due from depository institutions
  • $3,634Interest-bearing balances
  • $2,821Securities
  • $53,347Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $61,209Loan loss allowance
  • $115Trading account assets
  • $0Bank premises and fixed assets
  • $415Other real estate owned
  • $117Goodwill and other intangibles
  • $2,166Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $120,888Total liabilities
  • $106,416Total deposits
  • $105,977Interest-bearing deposits
  • $105,726Deposits held in domestic offices
  • 105977.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $439Total equity capital
  • $439Total bank equity capital
  • $14,472Perpetual preferred stock
  • $0Common stock
  • $10Surplus
  • $7,152Undivided profits
  • Memoranda
  • $7,310Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $313Earning assets
  • $117,377Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $120,427Average Assets, quarterly
  • $120,030Volatile liabilities
  • $3,924Insider loans
  • $50FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $390Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $14,468Total risk weighted assets
  • $43,122Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $8,283Total interest expense
  • $5,544Net interest income
  • $2,739Provision for loan and lease losses
  • $10Total noninterest income
  • $318Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $318Total noninterest expense
  • $2,799Salaries and employee benefits
  • $1,265Premises and equipment expense
  • $364Additional noninterest expense
  • $1,170Pre-tax net operating income
  • $248Securities gains (losses)
  • $0Applicable income taxes
  • $129Income before extraordinary items
  • $119Extraordinary gains - net
  • $0Net income attributable to bank
  • $119Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.09%Cost of funding earning assets
  • 4.74%Net interest margin
  • 2.34%Noninterest income to earning assets
  • 0.27%Noninterest expense to earning assets
  • 2.39%Net operating income to assets
  • 0.10%Return on assets (ROA)
  • 0.10%Pretax return on assets
  • 0.21%Return on equity (ROE)
  • 0.82%Retained earnings to average equity (YTD only)
  • 0.82%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 91,560Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.19%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 57.76%Net loans and leases to core deposits
  • 59.98%Equity capital to assets
  • 11.97%Core capital (leverage) ratio
  • 11.97%Tier 1 risk-based capital ratio
  • 33.55%Total risk-based capital ratio
  • Memoranda
  • $34Average assets
  • $120,427Average earning assets
  • $14,447Average equity
  • $116,905Average loans

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