Maryland Bank and Trust Company, National Association in Lexington Park, Maryland (MD)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 01, 2011

  • Maryland Bank and Trust Company, National Association in Lexington Park, Maryland (MD)
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Maryland Bank and Trust Company, National Association routing number info

Maryland Bank and Trust Company, National Association - Overview

  • General
  • FDIC Certificate #: 18115
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Old Line Bank (#27599)
    Federal Reserve ID: 33727
    Date Established: November 30, 1959
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 10 (Interstate: No)
    FDIC's unique #: 12037
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: November 30, 1959
    Last Structure Change Effective Date: April 01, 2011
    Last Structure Change Process Date: April 12, 2011
    Last Data Update: April 12, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 46930 South Shangri La Drive, Lexington Park, MD 20653
    County: St. Mary's
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Baltimore
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Washington-Baltimore-Northern Virginia, DC-MD-VA-WV (#548)
    Core Based Statistical Area (CBSA): Lexington Park, MD (#30500)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $345.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 103Total employees (full-time equivalent)
  • $348,099Total assets
  • $30,105Cash and due from depository institutions
  • $22,518Interest-bearing balances
  • $71,531Securities
  • $7,712Federal funds sold & reverse repurchase agreements
  • $210,485Net loans & leases
  • $6,557Loan loss allowance
  • $0Trading account assets
  • $3,511Bank premises and fixed assets
  • $5,512Other real estate owned
  • $0Goodwill and other intangibles
  • $7,445Life insurance assets
  • $19,243All other assets
  • $348,099Total liabilities and capital
  • $318,681Total liabilities
  • $293,184Total deposits
  • $198,790Interest-bearing deposits
  • $293,184Deposits held in domestic offices
  • 95.74%% insured (estimated)
  • $19,374Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $11Other borrowed funds
  • $0Subordinated debt
  • $6,112All other liabilities
  • $29,418Total equity capital
  • $29,418Total bank equity capital
  • $29,418Perpetual preferred stock
  • $0Common stock
  • $9,161Surplus
  • $9,161Undivided profits
  • Memoranda
  • $11,096Noncurrent loans and leases
  • $20,337Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $14,112Earning assets
  • $0Long-term assets (5+ years)
  • $1,219Average Assets, year-to-date
  • $312,246Average Assets, quarterly
  • $129,344Volatile liabilities
  • $349,449Insider loans
  • $347,324FHLB advances
  • $63,121Loans and leases held for sale
  • $906Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,337Total unused commitments
  • $0Restructured Loans and leases
  • $2,769Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $16,253Total interest income
  • $3,303Total interest expense
  • $12,950Net interest income
  • $3,571Provision for loan and lease losses
  • $1,670Total noninterest income
  • $0Fiduciary activities
  • $975Service charges on deposit accounts
  • $0Trading account gains & fees
  • $695Additional noninterest income
  • $13,758Total noninterest expense
  • $7,108Salaries and employee benefits
  • $1,828Premises and equipment expense
  • $4,822Additional noninterest expense
  • -$2,709Pre-tax net operating income
  • $997Securities gains (losses)
  • -$824Applicable income taxes
  • -$888Income before extraordinary items
  • $0Extraordinary gains - net
  • -$888Net income attributable to bank
  • $0Net charge-offs
  • -$888Cash dividends
  • $3,205Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.20%Yield on earning assets
  • 1.06%Cost of funding earning assets
  • 4.14%Net interest margin
  • 0.53%Noninterest income to earning assets
  • 4.40%Noninterest expense to earning assets
  • -0.44%Net operating income to assets
  • -0.25%Return on assets (ROA)
  • -0.49%Pretax return on assets
  • -2.94%Return on equity (ROE)
  • -2.94%Retained earnings to average equity (YTD only)
  • 1.42%Net charge-offs to loans
  • 111.42%Credit loss provision to net charge-offs
  • 0.27%Efficiency ratio
  • 94,104Assets per employee
  • 3.38%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.02%Loss allowance to noncurrent loans
  • 46.46%Noncurrent assets plus other real estate owned to assets
  • 5.64%Noncurrent loans to loans
  • 6.50%Net loans and leases to deposits
  • 71.79%Net loans and leases to core deposits
  • 84.38%Equity capital to assets
  • 8.45%Core capital (leverage) ratio
  • 8.76%Tier 1 risk-based capital ratio
  • 13.87%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $349,449Average earning assets
  • $30,187Average equity
  • $312,469Average loans

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