McFarland State Bank in city_name, state_name - Detailed Financial Reports, Location

McFarland State Bank in Mc Farland, Wisconsin (WI)
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McFarland State Bank routing number info

McFarland State Bank - Overview

General
FDIC Certificate #: 2476
Status: Active
Federal Reserve ID: 663647
Bank Holding Company (Regulatory Top Holder): Northern Bankshares, Inc. (RSSDID: 1204748, Location: Mcfarland, WI)
Date Established: January 05, 1905
WWW: http://www.msbonline.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Domestic: 7, Interstate: No)
OTS Docket #: 9863
FDIC's unique #: 1627
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 28, 2011
Last Structure Change Process Date: January 31, 2011
Last Data Update: January 31, 2011
Data Source Date: April 05, 2012
Location
Address: 5990 Highway 51, Mc Farland, WI 53558
County: Dane
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Madison
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Madison, WI (#4720)
Combined Statistical Area (CSA): Madison-Baraboo, WI (#358)
Core Based Statistical Area (CBSA): Madison, WI (#31540)
CBSA Metro Statistical Area: Madison, WI (#31540)
History of Changes
Participated in FDIC Assisted Absorption/Consolidation/Merger
Financial Summary
Total assets: $488.2 mil
Equity capital: $63.2 mil
Deposits held in domestic offices: $353.4 mil
Return on assets (ROA): 1.29% ($6.3 mil)
Quarterly return on assets: -3.96% (-$19.3 mil)
Return on Equity (ROE): 11.36% ($7.2 mil)
Quarterly return on equity: -29.60% (-$18.6 mil)
Net income: $6.0 mil
Quarterly Net income: -$4.9 mil
Pretax return on assets: 1.29% ($6,297.2 mil)
Quarterly Pretax return on assets: -3.96% (-$19,330.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
89Total employees (full-time equivalent)
$488,152Total assets
$19,558Cash and due from depository institutions
$8,437Interest-bearing balances
$28,379Securities
$28,786Federal funds sold & reverse repurchase agreements
$381,687Net loans & leases
$9,908Loan loss allowance
$0Trading account assets
$8,515Bank premises and fixed assets
$2,554Other real estate owned
$2,309Goodwill and other intangibles
$488,153Life insurance assets
$16,364All other assets
$424,908Total liabilities and capital
$353,418Total liabilities
$297,899Total deposits
$353,418Interest-bearing deposits
$93Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$53,211Trading liabilities
$7,000Other borrowed funds
$11,279Subordinated debt
$63,245All other liabilities
$63,245Total equity capital
$63,245Total bank equity capital
$0Perpetual preferred stock
$210Common stock
$40,295Surplus
$22,740Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,122Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$33,116Income earned, not collected on loans
$0Earning assets
$1,864Long-term assets (5+ years)
$447,289Average Assets, year-to-date
$45,658Average Assets, quarterly
$467,393Volatile liabilities
$492,957Insider loans
$392,698FHLB advances
$494,203Loans and leases held for sale
$6,170Unused loan commitments
$6,170Tier 1 (core) risk-based capital
$61,108Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$27,946Restructured Loans and leases
$7,143Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$24,923Total interest income
$8,393Total interest expense
$16,530Net interest income
$12,241Provision for loan and lease losses
$15,179Total noninterest income
$0Fiduciary activities
$397Service charges on deposit accounts
$0Trading account gains & fees
$14,782Additional noninterest income
$13,471Total noninterest expense
$6,041Salaries and employee benefits
$1,109Premises and equipment expense
$6,321Additional noninterest expense
$5,997Pre-tax net operating income
$28Securities gains (losses)
$0Applicable income taxes
$6,025Income before extraordinary items
$0Extraordinary gains - net
$6,025Net income attributable to bank
$0Net charge-offs
$6,025Cash dividends
$10,541Sale, conversion, retirement of capital stock, net
$5,474Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
5.75%Yield on earning assets
1.94%Cost of funding earning assets
3.81%Net interest margin
3.50%Noninterest income to earning assets
3.11%Noninterest expense to earning assets
1.28%Net operating income to assets
1.29%Return on assets (ROA)
1.29%Pretax return on assets
11.36%Return on equity (ROE)
1.04%Retained earnings to average equity (YTD only)
2.66%Net charge-offs to loans
116.13%Credit loss provision to net charge-offs
1.73%Efficiency ratio
42,199Assets per employee
5.48%Cash dividends to net income (YTD only)
Condition Ratios (%)
90.85%Loss allowance to loans
2.53%Loss allowance to noncurrent loans
29.92%Noncurrent assets plus other real estate owned to assets
7.31%Noncurrent loans to loans
8.46%Net loans and leases to deposits
108.00%Net loans and leases to core deposits
119.97%Equity capital to assets
12.96%Core capital (leverage) ratio
12.36%Tier 1 risk-based capital ratio
15.56%Total risk-based capital ratio
Memoranda
$19Average assets
$467,393Average earning assets
$53,026Average equity
$433,363Average loans

List of branches

7 Wisconsin Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	1627	Mcfarland State Bank	5990 Highway 51, Mc Farland, WI 53558	January 05, 1905	Full Service Brick and Mortar
2	431567	Messenger/Courier Service Branch	5990 Highway 51, Mc Farland, WI 53558	August 17, 2004	Limited Service Messenger
3	3593	Evergreen State Bank Branch	207 South Forrest Street, Stoughton, WI 53589	October 01, 1899	Full Service Brick and Mortar
4	207569	Lake Kegonsa Branch	3162 County Trunk B, Stoughton, WI 53589	September 12, 1994	Full Service Brick and Mortar
5	207570	Courier Service Branch	207 South Forrest Street, Stoughton, WI 53589	Febuary 06, 1996	Limited Service Messenger
6	455710	Janesville Branch	2701 North Pontiac Drive, Janesville, WI 53545	October 02, 2006	Full Service Brick and Mortar
7	474316	Sun Prairie Branch	2580 Ironwood Drive, Sun Prairie, WI 53590	April 01, 2008	Full Service Brick and Mortar

McFarland State Bank in Mc Farland, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches

McFarland State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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McFarland State Bank in Mc Farland, Wisconsin (WI)Overview, Financial Summary, Detailed Financial Reports, Branches

McFarland State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

McFarland State Bank in Mc Farland, Wisconsin (WI)
Overview, Financial Summary, Detailed Financial Reports, Branches