Mega Bank in city_name, state_name - Detailed Financial Reports, Location

Mega Bank in St. Ann, Missouri (MO)
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Mega Bank - Overview

General
FDIC Certificate #: 17311
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Magna Bank, National Association (#20606)
Federal Reserve ID: 257158
Date Established: March 15, 1954
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 5 (Interstate: No)
FDIC's unique #: 11324
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 15, 1954
Last Structure Change Effective Date: Febuary 18, 1994
Last Structure Change Process Date: April 28, 1994
Last Data Update: April 28, 1994
Data Source Date: April 05, 2012
Location
Address: 10449 St. Charles Rock Road, St. Ann, MO 63074
County: St. Louis
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: St. Louis
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
Financial Summary
Total assets: $149.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$85Total assets
$149,145Cash and due from depository institutions
$7,660Interest-bearing balances
$0Securities
$36,437Federal funds sold & reverse repurchase agreements
$9,395Net loans & leases
$89,565Loan loss allowance
$2,126Trading account assets
$0Bank premises and fixed assets
$2,704Other real estate owned
$1,591Goodwill and other intangibles
$1,793Life insurance assets
$0All other assets
$0Total liabilities and capital
$149,145Total liabilities
$136,468Total deposits
$135,418Interest-bearing deposits
$106,361Deposits held in domestic offices
135418.00%% insured (estimated)
$89Federal funds purchased & repurchase agreements
$156Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$894Total equity capital
$894Total bank equity capital
$12,677Perpetual preferred stock
$0Common stock
$1,400Surplus
$4,450Undivided profits
Memoranda
$6,827Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,865Income earned, not collected on loans
$461Earning assets
$135,397Long-term assets (5+ years)
$6,202Average Assets, year-to-date
$151,028Average Assets, quarterly
$149,838Volatile liabilities
$5,356Insider loans
$6,398FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$15,383Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$12,507Total risk weighted assets
$98,710Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$10,154Total interest expense
$3,860Net interest income
$6,294Provision for loan and lease losses
$508Total noninterest income
$1,550Fiduciary activities
$0Service charges on deposit accounts
$856Trading account gains & fees
$0Additional noninterest income
$694Total noninterest expense
$5,544Salaries and employee benefits
$2,342Premises and equipment expense
$661Additional noninterest expense
$2,541Pre-tax net operating income
$1,792Securities gains (losses)
$70Applicable income taxes
$655Income before extraordinary items
$1,207Extraordinary gains - net
$0Net income attributable to bank
$1,207Net charge-offs
$148Cash dividends
$300Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.44%Cost of funding earning assets
2.83%Net interest margin
4.61%Noninterest income to earning assets
1.14%Noninterest expense to earning assets
4.06%Net operating income to assets
0.77%Return on assets (ROA)
0.80%Pretax return on assets
1.23%Return on equity (ROE)
10.00%Retained earnings to average equity (YTD only)
7.52%Net charge-offs to loans
0.15%Credit loss provision to net charge-offs
343.24%Efficiency ratio
70,678Assets per employee
1.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
24.86%Loss allowance to loans
2.32%Loss allowance to noncurrent loans
113.99%Noncurrent assets plus other real estate owned to assets
2.32%Noncurrent loans to loans
2.03%Net loans and leases to deposits
66.14%Net loans and leases to core deposits
68.78%Equity capital to assets
8.50%Core capital (leverage) ratio
8.35%Tier 1 risk-based capital ratio
12.67%Total risk-based capital ratio
Memoranda
$14Average assets
$151,028Average earning assets
$12,067Average equity
$136,473Average loans

Mega Bank in St. Ann, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mega Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Mega Bank in St. Ann, Missouri (MO)Overview, Financial Summary, Detailed Financial Reports, Branches

Mega Bank - Overview

Assets and Liabilities (December 31, 1993)

Income and Expense (December 31, 1993)

Performance and Condition Ratios (December 31, 1993)

Comment about this bank, ask questions, or add new information about it:

Mega Bank in St. Ann, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches