Mercantile Bank of Kansas, National Association in Prairie Village, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 15, 1993

  • Mercantile Bank of Kansas, National Association in Prairie Village, Kansas (KS)
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Mercantile Bank of Kansas, National Association - Overview

  • General
  • FDIC Certificate #: 15672
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Mercantile Bank (#26366)
    Federal Reserve ID: 304650
    Date Established: July 05, 1939
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 9946
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 05, 1939
    Last Structure Change Effective Date: June 15, 1993
    Last Structure Change Process Date: July 23, 1993
    Last Data Update: July 23, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 6940 Mission Road, Prairie Village, KS 66208
    County: Johnson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Kansas City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
    Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
    Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
    CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
  • Financial Summary
  • Total assets: $201.3 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $104Total assets
  • $204,618Cash and due from depository institutions
  • $9,929Interest-bearing balances
  • $0Securities
  • $105,672Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $84,587Loan loss allowance
  • $3,827Trading account assets
  • $0Bank premises and fixed assets
  • $1,289Other real estate owned
  • $614Goodwill and other intangibles
  • $2,527Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $204,618Total liabilities
  • $191,733Total deposits
  • $190,684Interest-bearing deposits
  • $167,531Deposits held in domestic offices
  • 190684.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $139Subordinated debt
  • $100All other liabilities
  • $810Total equity capital
  • $810Total bank equity capital
  • $12,885Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $3,473Undivided profits
  • Memoranda
  • $7,412Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $2,498Income earned, not collected on loans
  • $559Earning assets
  • $190,259Long-term assets (5+ years)
  • $20,705Average Assets, year-to-date
  • $221,103Average Assets, quarterly
  • $213,131Volatile liabilities
  • $7,980Insider loans
  • $1,618FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $43,259Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,885Total risk weighted assets
  • $94,163Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $15,482Total interest expense
  • $7,814Net interest income
  • $7,668Provision for loan and lease losses
  • $2,875Total noninterest income
  • $4,548Fiduciary activities
  • $3,601Service charges on deposit accounts
  • $662Trading account gains & fees
  • $0Additional noninterest income
  • $285Total noninterest expense
  • $8,129Salaries and employee benefits
  • $4,012Premises and equipment expense
  • $874Additional noninterest expense
  • $3,243Pre-tax net operating income
  • $1,212Securities gains (losses)
  • $0Applicable income taxes
  • $1,187Income before extraordinary items
  • $25Extraordinary gains - net
  • $0Net income attributable to bank
  • $25Net charge-offs
  • $1,841Cash dividends
  • $50Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.57%Cost of funding earning assets
  • 3.82%Net interest margin
  • 3.75%Noninterest income to earning assets
  • 2.22%Noninterest expense to earning assets
  • 3.97%Net operating income to assets
  • 0.01%Return on assets (ROA)
  • 0.01%Pretax return on assets
  • 0.55%Return on equity (ROE)
  • 0.18%Retained earnings to average equity (YTD only)
  • -0.18%Net charge-offs to loans
  • 1.74%Credit loss provision to net charge-offs
  • 156.17%Efficiency ratio
  • 66,544Assets per employee
  • 1.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 200.00%Loss allowance to loans
  • 4.33%Loss allowance to noncurrent loans
  • 153.20%Noncurrent assets plus other real estate owned to assets
  • 1.52%Noncurrent loans to loans
  • 2.83%Net loans and leases to deposits
  • 44.36%Net loans and leases to core deposits
  • 46.30%Equity capital to assets
  • 6.30%Core capital (leverage) ratio
  • 6.06%Tier 1 risk-based capital ratio
  • 13.68%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $221,103Average earning assets
  • $13,729Average equity
  • $204,608Average loans

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