Mercantile Bank of Table Rock Lake in Branson West, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 10, 1994

Mercantile Bank of Table Rock Lake in Branson West, Missouri (MO)
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Mercantile Bank of Table Rock Lake - Overview

General
FDIC Certificate #: 18163
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Mercantile Bank of Springfield (#8308)
Federal Reserve ID: 238353
Date Established: March 15, 1960
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 12084
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: March 15, 1960
Last Structure Change Effective Date: December 10, 1994
Last Structure Change Process Date: December 19, 1994
Last Data Update: December 19, 1994
Data Source Date: April 05, 2012
Location
Address: Highway 13 South, Branson West, MO 65737
County: Stone
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Springfield Mo
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Branson, MO (#14700)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $57.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$23Total assets
$54,758Cash and due from depository institutions
$1,715Interest-bearing balances
$0Securities
$8,176Federal funds sold & reverse repurchase agreements
$2,200Net loans & leases
$40,657Loan loss allowance
$771Trading account assets
$0Bank premises and fixed assets
$1,236Other real estate owned
$0Goodwill and other intangibles
$774Life insurance assets
$0All other assets
$0Total liabilities and capital
$54,758Total liabilities
$49,961Total deposits
$49,527Interest-bearing deposits
$41,030Deposits held in domestic offices
49527.00%% insured (estimated)
$92Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$434Total equity capital
$434Total bank equity capital
$4,797Perpetual preferred stock
$0Common stock
$300Surplus
$500Undivided profits
Memoranda
$3,997Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$350Income earned, not collected on loans
$199Earning assets
$51,033Long-term assets (5+ years)
$6,687Average Assets, year-to-date
$53,711Average Assets, quarterly
$54,142Volatile liabilities
$1,000Insider loans
$1,121FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$3,720Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,797Total risk weighted assets
$37,188Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$4,073Total interest expense
$1,278Net interest income
$2,795Provision for loan and lease losses
$144Total noninterest income
$368Fiduciary activities
$0Service charges on deposit accounts
$226Trading account gains & fees
$0Additional noninterest income
$142Total noninterest expense
$1,447Salaries and employee benefits
$609Premises and equipment expense
$163Additional noninterest expense
$675Pre-tax net operating income
$1,572Securities gains (losses)
$0Applicable income taxes
$582Income before extraordinary items
$990Extraordinary gains - net
$0Net income attributable to bank
$990Net charge-offs
$83Cash dividends
$336Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.21%Cost of funding earning assets
2.58%Net interest margin
5.63%Noninterest income to earning assets
0.74%Noninterest expense to earning assets
2.92%Net operating income to assets
1.84%Return on assets (ROA)
1.84%Pretax return on assets
2.93%Return on equity (ROE)
22.18%Retained earnings to average equity (YTD only)
14.65%Net charge-offs to loans
0.21%Credit loss provision to net charge-offs
173.49%Efficiency ratio
45,748Assets per employee
2.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
33.94%Loss allowance to loans
1.86%Loss allowance to noncurrent loans
220.29%Noncurrent assets plus other real estate owned to assets
0.64%Noncurrent loans to loans
0.84%Net loans and leases to deposits
82.09%Net loans and leases to core deposits
83.78%Equity capital to assets
8.76%Core capital (leverage) ratio
8.93%Tier 1 risk-based capital ratio
12.90%Total risk-based capital ratio
Memoranda
$14Average assets
$53,711Average earning assets
$4,464Average equity
$49,606Average loans

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