FDIC Certificate #: 20263 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Union Planters Bank, National Association (#4979) Federal Reserve ID: 98155 Date Established: October 01, 1970 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 16 (Interstate: No) FDIC's unique #: 13942 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: October 01, 1970 Last Structure Change Effective Date: Febuary 01, 1999 Last Structure Change Process Date: Febuary 03, 1999 Last Data Update: Febuary 03, 1999 Data Source Date: April 05, 2012
Location
Address: 999 North Shepherd Drive, Houston, TX 77008 County: Harris Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Houston Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Houston, TX (#3360) Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42) Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288) Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420) CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $572.7 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
344Total employees (full-time equivalent)
$572,669Total assets
$36,128Cash and due from depository institutions
$488Interest-bearing balances
$149,994Securities
$42,225Federal funds sold & reverse repurchase agreements
$322,640Net loans & leases
$6,603Loan loss allowance
$0Trading account assets
$14,291Bank premises and fixed assets
$584Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$6,807All other assets
$572,669Total liabilities and capital
$528,595Total liabilities
$524,120Total deposits
$467,753Interest-bearing deposits
$524,120Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$4,475All other liabilities
$44,074Total equity capital
$44,074Total bank equity capital
$44,074Perpetual preferred stock
$0Common stock
$1,000Surplus
$18,927Undivided profits
Memoranda
$24,147Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$2,880Earning assets
$180Long-term assets (5+ years)
$1,886Average Assets, year-to-date
$515,347Average Assets, quarterly
$43,441Volatile liabilities
$557,735Insider loans
$566,801FHLB advances
$49,631Loans and leases held for sale
$2,944Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$65,639Total unused commitments
$0Restructured Loans and leases
$374,991Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$42,126Total interest income
$12,830Total interest expense
$29,296Net interest income
$4,281Provision for loan and lease losses
$5,328Total noninterest income
$0Fiduciary activities
$3,833Service charges on deposit accounts
$0Trading account gains & fees
$1,495Additional noninterest income
$23,398Total noninterest expense
$12,309Salaries and employee benefits
$3,920Premises and equipment expense
$7,169Additional noninterest expense
$6,945Pre-tax net operating income
$0Securities gains (losses)
$2,163Applicable income taxes
$4,782Income before extraordinary items
$0Extraordinary gains - net
$4,782Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$1,365Sale, conversion, retirement of capital stock, net
$2,000Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
8.34%Yield on earning assets
2.54%Cost of funding earning assets
5.80%Net interest margin
1.06%Noninterest income to earning assets
4.63%Noninterest expense to earning assets
0.86%Net operating income to assets
0.86%Return on assets (ROA)
1.25%Pretax return on assets
8.95%Return on equity (ROE)
5.20%Retained earnings to average equity (YTD only)
0.40%Net charge-offs to loans
313.63%Credit loss provision to net charge-offs
8.22%Efficiency ratio
67,577Assets per employee
1.66%Cash dividends to net income (YTD only)
Condition Ratios (%)
41.82%Loss allowance to loans
2.01%Loss allowance to noncurrent loans
229.27%Noncurrent assets plus other real estate owned to assets
0.60%Noncurrent loans to loans
0.87%Net loans and leases to deposits
61.56%Net loans and leases to core deposits
68.00%Equity capital to assets
7.70%Core capital (leverage) ratio
7.58%Tier 1 risk-based capital ratio
11.51%Total risk-based capital ratio
Memoranda
$13Average assets
$557,735Average earning assets
$53,450Average equity
$504,954Average loans
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