Merchants & Planters Bank & Trust Co. in Arkadelphia, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 01, 1995

Merchants & Planters Bank & Trust Co. in Arkadelphia, Arkansas (AR)
Show street view No street view available for this location

Merchants & Planters Bank & Trust Co. - Overview

General
FDIC Certificate #: 13592
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Horizon Bank (#80)
Federal Reserve ID: 99545
Date Established: August 01, 1911
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Interstate: No)
OTS Docket #: 9649
FDIC's unique #: 8498
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
Oakar Institutions: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: July 01, 1995
Last Structure Change Process Date: July 17, 1995
Last Data Update: July 17, 1995
Data Source Date: April 05, 2012
Location
Address: 6th And Main Streets, Arkadelphia, AR 71923
County: Clark
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Core Based Statistical Area (CBSA): Arkadelphia, AR (#11660)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $101.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

Dollar figures in thousands
0Total employees (full-time equivalent)
$57Total assets
$105,968Cash and due from depository institutions
$2,744Interest-bearing balances
$80Securities
$32,543Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$64,353Loan loss allowance
$1,041Trading account assets
$0Bank premises and fixed assets
$4,194Other real estate owned
$100Goodwill and other intangibles
$1,909Life insurance assets
$125All other assets
$0Total liabilities and capital
$105,968Total liabilities
$98,492Total deposits
$89,140Interest-bearing deposits
$79,604Deposits held in domestic offices
89140.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$4,924Trading liabilities
$0Other borrowed funds
$3,734Subordinated debt
$0All other liabilities
$694Total equity capital
$694Total bank equity capital
$7,476Perpetual preferred stock
$0Common stock
$12Surplus
$2,238Undivided profits
Memoranda
$5,226Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$193Income earned, not collected on loans
$442Earning assets
$96,976Long-term assets (5+ years)
$22,500Average Assets, year-to-date
$100,559Average Assets, quarterly
$104,884Volatile liabilities
$17,914Insider loans
$526FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$1,020Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,016Total risk weighted assets
$72,008Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1994)

Dollar figures in thousands
$0Total interest income
$7,512Total interest expense
$3,093Net interest income
$4,419Provision for loan and lease losses
$120Total noninterest income
$540Fiduciary activities
$0Service charges on deposit accounts
$315Trading account gains & fees
$0Additional noninterest income
$225Total noninterest expense
$3,300Salaries and employee benefits
$1,659Premises and equipment expense
$475Additional noninterest expense
$1,166Pre-tax net operating income
$1,539Securities gains (losses)
$70Applicable income taxes
$448Income before extraordinary items
$1,161Extraordinary gains - net
$0Net income attributable to bank
$1,161Net charge-offs
$87Cash dividends
$440Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1994)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.12%Cost of funding earning assets
3.34%Net interest margin
4.78%Noninterest income to earning assets
0.58%Noninterest expense to earning assets
3.57%Net operating income to assets
1.10%Return on assets (ROA)
1.15%Pretax return on assets
1.60%Return on equity (ROE)
15.06%Retained earnings to average equity (YTD only)
9.35%Net charge-offs to loans
0.15%Credit loss provision to net charge-offs
137.93%Efficiency ratio
66,344Assets per employee
1.86%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.90%Loss allowance to loans
1.59%Loss allowance to noncurrent loans
539.38%Noncurrent assets plus other real estate owned to assets
0.28%Noncurrent loans to loans
0.30%Net loans and leases to deposits
72.19%Net loans and leases to core deposits
83.23%Equity capital to assets
7.05%Core capital (leverage) ratio
7.76%Tier 1 risk-based capital ratio
11.13%Total risk-based capital ratio
Memoranda
$12Average assets
$100,559Average earning assets
$7,711Average equity
$92,541Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Merchants & Planters Bank & Trust Co..
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.