Mesa National Bank in city_name, state_name - Detailed Financial Reports, Location

Mesa National Bank in Grand Junction, Colorado (CO)
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Mesa National Bank - Overview

General
FDIC Certificate #: 32770
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: ANB Bank (#19220)
Federal Reserve ID: 1436884
Date Established: Febuary 02, 1990
WWW: http://www.mesabank.com
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 15 (Interstate: No)
OTS Docket #: 11547
FDIC's unique #: 45641
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: Febuary 02, 1990
Last Structure Change Effective Date: Febuary 13, 2004
Last Structure Change Process Date: March 08, 2004
Last Data Update: March 08, 2004
Data Source Date: April 05, 2012
Location
Address: 131 North Sixth Street, Grand Junction, CO 81501
County: Mesa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Denver
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Grand Junction, CO (#2995)
Core Based Statistical Area (CBSA): Grand Junction, CO (#24300)
CBSA Metro Statistical Area: Grand Junction, CO (#24300)
Financial Summary
Total assets: $320.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

Dollar figures in thousands
123Total employees (full-time equivalent)
$320,427Total assets
$11,010Cash and due from depository institutions
$28Interest-bearing balances
$41,443Securities
$0Federal funds sold & reverse repurchase agreements
$254,986Net loans & leases
$4,470Loan loss allowance
$0Trading account assets
$6,791Bank premises and fixed assets
$2,862Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$3,335All other assets
$320,427Total liabilities and capital
$290,948Total liabilities
$259,542Total deposits
$200,663Interest-bearing deposits
$259,542Deposits held in domestic offices
0.00%% insured (estimated)
$24,927Federal funds purchased & repurchase agreements
$0Trading liabilities
$4,147Other borrowed funds
$0Subordinated debt
$2,332All other liabilities
$29,479Total equity capital
$29,479Total bank equity capital
$29,479Perpetual preferred stock
$0Common stock
$3,585Surplus
$7,210Undivided profits
Memoranda
$18,684Noncurrent loans and leases
$61,552Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$284Earning assets
$0Long-term assets (5+ years)
$1,575Average Assets, year-to-date
$296,457Average Assets, quarterly
$15,790Volatile liabilities
$320,268Insider loans
$322,429FHLB advances
$39,646Loans and leases held for sale
$95Unused loan commitments
$4,147Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$701Total risk weighted assets
$61,552Total unused commitments
$0Restructured Loans and leases
$3,361Derivatives

Income and Expense (December 31, 2003)

Dollar figures in thousands
$18,360Total interest income
$3,084Total interest expense
$15,276Net interest income
$816Provision for loan and lease losses
$4,503Total noninterest income
$0Fiduciary activities
$2,095Service charges on deposit accounts
$0Trading account gains & fees
$2,408Additional noninterest income
$12,476Total noninterest expense
$6,193Salaries and employee benefits
$1,955Premises and equipment expense
$4,328Additional noninterest expense
$6,487Pre-tax net operating income
$46Securities gains (losses)
$0Applicable income taxes
$6,533Income before extraordinary items
$0Extraordinary gains - net
$6,533Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$212Sale, conversion, retirement of capital stock, net
$4,100Net operating income

Performance and Condition Ratios (December 31, 2003)

Dollar figures in thousands
Performance Ratios (%, annualized)
6.23%Yield on earning assets
1.05%Cost of funding earning assets
5.18%Net interest margin
1.53%Noninterest income to earning assets
4.23%Noninterest expense to earning assets
2.03%Net operating income to assets
2.04%Return on assets (ROA)
2.04%Pretax return on assets
22.46%Return on equity (ROE)
8.36%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
384.91%Credit loss provision to net charge-offs
34.45%Efficiency ratio
63,077Assets per employee
2.61%Cash dividends to net income (YTD only)
Condition Ratios (%)
62.76%Loss allowance to loans
1.72%Loss allowance to noncurrent loans
1573.94%Noncurrent assets plus other real estate owned to assets
0.98%Noncurrent loans to loans
0.11%Net loans and leases to deposits
98.24%Net loans and leases to core deposits
104.15%Equity capital to assets
9.20%Core capital (leverage) ratio
9.00%Tier 1 risk-based capital ratio
10.83%Total risk-based capital ratio
Memoranda
$12Average assets
$320,268Average earning assets
$29,094Average equity
$294,810Average loans

Mesa National Bank in Grand Junction, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mesa National Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Mesa National Bank in Grand Junction, Colorado (CO)Overview, Financial Summary, Detailed Financial Reports, Branches

Mesa National Bank - Overview

Assets and Liabilities (December 31, 2003)

Income and Expense (December 31, 2003)

Performance and Condition Ratios (December 31, 2003)

Comment about this bank, ask questions, or add new information about it:

Mesa National Bank in Grand Junction, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches