Mesquite National Bank in Mesquite, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 1994

  • Mesquite National Bank in Mesquite, Texas (TX)

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Mesquite National Bank - Overview

  • General
  • FDIC Certificate #: 24766
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Wells Fargo Bank Texas, National Association (#24344)
    Federal Reserve ID: 501851
    Date Established: October 17, 1983
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 17190
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: October 17, 1983
    Last Structure Change Effective Date: May 31, 1994
    Last Structure Change Process Date: June 13, 1994
    Last Data Update: June 13, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 1101 Gross Road, Mesquite, TX 75149
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $45.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $29Total assets
  • $45,886Cash and due from depository institutions
  • $5,188Interest-bearing balances
  • $2,179Securities
  • $18,105Federal funds sold & reverse repurchase agreements
  • $270Net loans & leases
  • $20,879Loan loss allowance
  • $266Trading account assets
  • $0Bank premises and fixed assets
  • $985Other real estate owned
  • $105Goodwill and other intangibles
  • $354Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $45,886Total liabilities
  • $42,484Total deposits
  • $42,094Interest-bearing deposits
  • $31,637Deposits held in domestic offices
  • 42094.00%% insured (estimated)
  • $96Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $390Total equity capital
  • $390Total bank equity capital
  • $3,402Perpetual preferred stock
  • $0Common stock
  • $1,150Surplus
  • $1,150Undivided profits
  • Memoranda
  • $1,102Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $28Income earned, not collected on loans
  • $97Earning assets
  • $41,433Long-term assets (5+ years)
  • $3,307Average Assets, year-to-date
  • $45,593Average Assets, quarterly
  • $46,037Volatile liabilities
  • $1,952Insider loans
  • $815FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,887Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,402Total risk weighted assets
  • $22,719Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,965Total interest expense
  • $970Net interest income
  • $1,995Provision for loan and lease losses
  • $70Total noninterest income
  • $798Fiduciary activities
  • $0Service charges on deposit accounts
  • $677Trading account gains & fees
  • $0Additional noninterest income
  • $121Total noninterest expense
  • $1,958Salaries and employee benefits
  • $910Premises and equipment expense
  • $278Additional noninterest expense
  • $770Pre-tax net operating income
  • $765Securities gains (losses)
  • $667Applicable income taxes
  • $495Income before extraordinary items
  • $937Extraordinary gains - net
  • $14Net income attributable to bank
  • $951Net charge-offs
  • $129Cash dividends
  • $892Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.16%Cost of funding earning assets
  • 2.34%Net interest margin
  • 4.82%Noninterest income to earning assets
  • 1.93%Noninterest expense to earning assets
  • 4.73%Net operating income to assets
  • 1.10%Return on assets (ROA)
  • 2.09%Pretax return on assets
  • 3.17%Return on equity (ROE)
  • 27.17%Retained earnings to average equity (YTD only)
  • 1.69%Net charge-offs to loans
  • 0.62%Credit loss provision to net charge-offs
  • 54.26%Efficiency ratio
  • 70,104Assets per employee
  • 1.58%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 93.80%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 950.00%Noncurrent assets plus other real estate owned to assets
  • 0.29%Noncurrent loans to loans
  • 0.13%Net loans and leases to deposits
  • 49.60%Net loans and leases to core deposits
  • 52.01%Equity capital to assets
  • 7.41%Core capital (leverage) ratio
  • 7.31%Tier 1 risk-based capital ratio
  • 14.97%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $45,593Average earning assets
  • $3,500Average equity
  • $41,398Average loans

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