Mid Maine Savings Bank F.S.B. in Auburn, Maine (ME)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 31, 1994

  • Mid Maine Savings Bank F.S.B. in Auburn, Maine (ME)
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Mid Maine Savings Bank F.S.B. - Overview

  • General
  • FDIC Certificate #: 31926
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: TD Bank, National Association (#18409)
    Federal Reserve ID: 456102
    Date Established: March 14, 1983
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 7610
    FDIC's unique #: 44760
    Numeric code: 33
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: No
    Date of Deposit Insurance: March 14, 1983
    Last Structure Change Effective Date: July 31, 1994
    Last Structure Change Process Date: August 29, 1994
    Last Data Update: January 27, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Great Falls Plaza, Auburn, ME 4210
    County: Androscoggin
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Concord
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): Lewiston-Auburn, ME (#4240)
    Combined Statistical Area (CSA): Portland-Lewiston-South Portland, ME (#438)
    Core Based Statistical Area (CBSA): Lewiston-Auburn, ME (#30340)
    CBSA Metro Statistical Area: Lewiston-Auburn, ME (#30340)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $173.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $87Total assets
  • $179,299Cash and due from depository institutions
  • $12,864Interest-bearing balances
  • $5,454Securities
  • $20,551Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $134,093Loan loss allowance
  • $5,943Trading account assets
  • $0Bank premises and fixed assets
  • $4,570Other real estate owned
  • $1,820Goodwill and other intangibles
  • $3,692Life insurance assets
  • $1,709All other assets
  • $0Total liabilities and capital
  • $179,299Total liabilities
  • $168,310Total deposits
  • $166,550Interest-bearing deposits
  • $159,222Deposits held in domestic offices
  • 166550.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $441Subordinated debt
  • $0All other liabilities
  • $1,319Total equity capital
  • $1,319Total bank equity capital
  • $10,989Perpetual preferred stock
  • $0Common stock
  • $14Surplus
  • $13,051Undivided profits
  • Memoranda
  • $-2,076Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,584Income earned, not collected on loans
  • $722Earning assets
  • $160,098Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $154,930Average Assets, quarterly
  • $181,842Volatile liabilities
  • $14,584Insider loans
  • $0FHLB advances
  • $310Loans and leases held for sale
  • $0Unused loan commitments
  • $10,416Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $9,280Total risk weighted assets
  • $119,894Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $11,776Total interest expense
  • $5,412Net interest income
  • $6,364Provision for loan and lease losses
  • $960Total noninterest income
  • $1,277Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $1,277Total noninterest expense
  • $6,484Salaries and employee benefits
  • $3,049Premises and equipment expense
  • $1,207Additional noninterest expense
  • $2,228Pre-tax net operating income
  • $197Securities gains (losses)
  • $0Applicable income taxes
  • -$400Income before extraordinary items
  • $597Extraordinary gains - net
  • $0Net income attributable to bank
  • $597Net charge-offs
  • $1,508Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.73%Cost of funding earning assets
  • 4.01%Net interest margin
  • 4.72%Noninterest income to earning assets
  • 0.95%Noninterest expense to earning assets
  • 4.81%Net operating income to assets
  • 0.39%Return on assets (ROA)
  • 0.39%Pretax return on assets
  • 0.13%Return on equity (ROE)
  • 5.69%Retained earnings to average equity (YTD only)
  • 5.69%Net charge-offs to loans
  • 1.22%Credit loss provision to net charge-offs
  • 63.66%Efficiency ratio
  • 83,405Assets per employee
  • 2.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.24%Loss allowance to noncurrent loans
  • 106.43%Noncurrent assets plus other real estate owned to assets
  • 4.10%Noncurrent loans to loans
  • 3.99%Net loans and leases to deposits
  • 80.51%Net loans and leases to core deposits
  • 87.98%Equity capital to assets
  • 6.13%Core capital (leverage) ratio
  • 5.22%Tier 1 risk-based capital ratio
  • 7.74%Total risk-based capital ratio
  • Memoranda
  • $9Average assets
  • $154,930Average earning assets
  • $10,497Average equity
  • $134,913Average loans

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