Mid State Bank in city_name, state_name - Detailed Financial Reports, Location

Mid State Bank in Zionsville, Indiana (IN)
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Mid State Bank - Overview

General
FDIC Certificate #: 14665
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: National City Bank of Indiana (#4347)
Federal Reserve ID: 171441
Date Established: June 06, 1923
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 9 (Interstate: No)
FDIC's unique #: 9170
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 13, 1934
Last Structure Change Effective Date: Febuary 27, 1993
Last Structure Change Process Date: April 05, 1993
Last Data Update: April 05, 1993
Data Source Date: April 05, 2012
Location
Address: 98 South Main Street, Zionsville, IN 46077
County: Boone
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Indianapolis, IN (#3480)
Combined Statistical Area (CSA): Indianapolis-Anderson-Columbus, IN (#294)
Core Based Statistical Area (CBSA): Indianapolis-Carmel, IN (#26900)
CBSA Metro Statistical Area: Indianapolis-Carmel, IN (#26900)
Financial Summary
Total assets: $114.5 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$56Total assets
$114,484Cash and due from depository institutions
$7,447Interest-bearing balances
$100Securities
$14,937Federal funds sold & reverse repurchase agreements
$27,000Net loans & leases
$62,602Loan loss allowance
$938Trading account assets
$0Bank premises and fixed assets
$1,299Other real estate owned
$114Goodwill and other intangibles
$1,085Life insurance assets
$0All other assets
$0Total liabilities and capital
$114,484Total liabilities
$105,538Total deposits
$103,637Interest-bearing deposits
$82,990Deposits held in domestic offices
103637.00%% insured (estimated)
$84Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,301Subordinated debt
$0All other liabilities
$600Total equity capital
$600Total bank equity capital
$8,946Perpetual preferred stock
$0Common stock
$630Surplus
$5,370Undivided profits
Memoranda
$2,946Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$427Income earned, not collected on loans
$627Earning assets
$104,639Long-term assets (5+ years)
$15,769Average Assets, year-to-date
$111,199Average Assets, quarterly
$112,053Volatile liabilities
$6,844Insider loans
$24FHLB advances
$0Loans and leases held for sale
$895Unused loan commitments
$10,416Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$8,946Total risk weighted assets
$67,231Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$8,456Total interest expense
$3,308Net interest income
$5,148Provision for loan and lease losses
$192Total noninterest income
$679Fiduciary activities
$36Service charges on deposit accounts
$504Trading account gains & fees
$0Additional noninterest income
$139Total noninterest expense
$3,177Salaries and employee benefits
$1,788Premises and equipment expense
$310Additional noninterest expense
$1,079Pre-tax net operating income
$2,458Securities gains (losses)
$15Applicable income taxes
$749Income before extraordinary items
$1,724Extraordinary gains - net
$0Net income attributable to bank
$1,724Net charge-offs
$51Cash dividends
$398Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.24%Cost of funding earning assets
3.22%Net interest margin
5.02%Noninterest income to earning assets
0.66%Noninterest expense to earning assets
3.10%Net operating income to assets
1.54%Return on assets (ROA)
1.55%Pretax return on assets
2.22%Return on equity (ROE)
20.94%Retained earnings to average equity (YTD only)
16.11%Net charge-offs to loans
0.07%Credit loss provision to net charge-offs
376.47%Efficiency ratio
54,522Assets per employee
2.04%Cash dividends to net income (YTD only)
Condition Ratios (%)
23.09%Loss allowance to loans
1.48%Loss allowance to noncurrent loans
219.67%Noncurrent assets plus other real estate owned to assets
0.47%Noncurrent loans to loans
0.67%Net loans and leases to deposits
60.41%Net loans and leases to core deposits
63.82%Equity capital to assets
7.81%Core capital (leverage) ratio
7.98%Tier 1 risk-based capital ratio
13.31%Total risk-based capital ratio
Memoranda
$15Average assets
$111,199Average earning assets
$8,233Average equity
$102,633Average loans

Mid State Bank in Zionsville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Mid State Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

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Mid State Bank in Zionsville, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

Mid State Bank - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Mid State Bank in Zionsville, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches