Minden Bank & Trust Company in Minden, Louisiana (LA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 23, 2000

  • Minden Bank & Trust Company in Minden, Louisiana (LA)
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Minden Bank & Trust Company - Overview

  • General
  • FDIC Certificate #: 13659
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 188551
    Date Established: January 16, 1934
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 8 (Interstate: No)
    OTS Docket #: 11378
    FDIC's unique #: 8537
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 16, 1934
    Last Structure Change Effective Date: June 23, 2000
    Last Structure Change Process Date: July 27, 2000
    Last Data Update: July 27, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 403 Main Street, Minden, LA 71055
    County: Webster
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Shreveport
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Shreveport-Bossier City, LA (#7680)
    Combined Statistical Area (CSA): Shreveport-Bossier City-Minden, LA (#508)
    Core Based Statistical Area (CBSA): Minden, LA (#33380)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $325.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 104Total employees (full-time equivalent)
  • $318,715Total assets
  • $17,665Cash and due from depository institutions
  • $2,482Interest-bearing balances
  • $130,426Securities
  • $21,500Federal funds sold & reverse repurchase agreements
  • $136,956Net loans & leases
  • $2,914Loan loss allowance
  • $0Trading account assets
  • $4,616Bank premises and fixed assets
  • $358Other real estate owned
  • $3,013Goodwill and other intangibles
  • $0Life insurance assets
  • $4,181All other assets
  • $318,715Total liabilities and capital
  • $284,763Total liabilities
  • $270,134Total deposits
  • $226,368Interest-bearing deposits
  • $270,134Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $13,230Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,399All other liabilities
  • $33,952Total equity capital
  • $33,952Total bank equity capital
  • $33,952Perpetual preferred stock
  • $0Common stock
  • $582Surplus
  • $19,595Undivided profits
  • Memoranda
  • $13,775Noncurrent loans and leases
  • $23,782Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $306Earning assets
  • $0Long-term assets (5+ years)
  • $1,225Average Assets, year-to-date
  • $291,364Average Assets, quarterly
  • $39,273Volatile liabilities
  • $326,388Insider loans
  • $323,486FHLB advances
  • $43,811Loans and leases held for sale
  • $10,403Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,782Total unused commitments
  • $0Restructured Loans and leases
  • $2,083Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $22,679Total interest income
  • $9,982Total interest expense
  • $12,697Net interest income
  • $2,280Provision for loan and lease losses
  • $3,003Total noninterest income
  • $0Fiduciary activities
  • $2,034Service charges on deposit accounts
  • $0Trading account gains & fees
  • $969Additional noninterest income
  • $9,481Total noninterest expense
  • $3,927Salaries and employee benefits
  • $998Premises and equipment expense
  • $4,556Additional noninterest expense
  • $3,939Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,632Applicable income taxes
  • $2,307Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,307Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $2,758Sale, conversion, retirement of capital stock, net
  • $2,193Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.50%Yield on earning assets
  • 3.30%Cost of funding earning assets
  • 4.20%Net interest margin
  • 0.99%Noninterest income to earning assets
  • 3.14%Noninterest expense to earning assets
  • 0.71%Net operating income to assets
  • 0.71%Return on assets (ROA)
  • 1.21%Pretax return on assets
  • 6.27%Return on equity (ROE)
  • 0.31%Retained earnings to average equity (YTD only)
  • 1.89%Net charge-offs to loans
  • 82.67%Credit loss provision to net charge-offs
  • 2.25%Efficiency ratio
  • 58,682Assets per employee
  • 3.06%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.06%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 952.29%Noncurrent assets plus other real estate owned to assets
  • 0.21%Noncurrent loans to loans
  • 0.22%Net loans and leases to deposits
  • 50.70%Net loans and leases to core deposits
  • 57.17%Equity capital to assets
  • 10.65%Core capital (leverage) ratio
  • 10.08%Tier 1 risk-based capital ratio
  • 19.76%Total risk-based capital ratio
  • Memoranda
  • $21Average assets
  • $326,388Average earning assets
  • $36,769Average equity
  • $302,399Average loans

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