Mississippi County Savings and Loan Association - Overview
General
FDIC Certificate #: 30526 Status: Active Federal Reserve ID: 343378 Date Established: January 01, 1945 Trust Powers Granted: No Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS) Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 5497 FDIC's unique #: 43360 Numeric code: 36 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Mortgage Lending Specialization Date of Deposit Insurance: November 26, 1951 Last Structure Change Effective Date: July 21, 2011 Last Structure Change Process Date: July 21, 2011 Last Data Update: July 21, 2011 Data Source Date: April 05, 2012
Location
Address: 501 S Main St, Charleston, MO 63834 County: Mississippi Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: St. Louis Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
History of Changes
Change in Primary Regulatory Agency
Financial Summary
Total assets: $9.3 mil Equity capital: $2.5 mil Deposits held in domestic offices: $6.7 mil Return on assets (ROA): 0.36% ($0.0 mil) Quarterly return on assets: -0.56% (-$0.1 mil) Return on Equity (ROE): 1.36% ($0.0 mil) Quarterly return on equity: -2.07% (-$0.1 mil) Net income: $0.0 mil Quarterly Net income: -$0.0 mil Pretax return on assets: 0.43% ($39.9 mil) Quarterly Pretax return on assets: -0.30% (-$27.8 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
3Total employees (full-time equivalent)
$9,279Total assets
$2,882Cash and due from depository institutions
$1,694Interest-bearing balances
$2,404Securities
$0Federal funds sold & reverse repurchase agreements
$3,745Net loans & leases
$38Loan loss allowance
$0Trading account assets
$100Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$9,279Life insurance assets
$148All other assets
$6,775Total liabilities and capital
$6,743Total liabilities
$6,743Total deposits
$6,743Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$32Subordinated debt
$2,504All other liabilities
$2,504Total equity capital
$2,504Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$2,504Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$126Income earned, not collected on loans
$0Earning assets
$23Long-term assets (5+ years)
$7,843Average Assets, year-to-date
$0Average Assets, quarterly
$9,365Volatile liabilities
$9,358Insider loans
$3,272FHLB advances
$9,280Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$2,505Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$0Restructured Loans and leases
$10Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$402Total interest income
$89Total interest expense
$313Net interest income
$0Provision for loan and lease losses
$34Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$34Additional noninterest income
$307Total noninterest expense
$182Salaries and employee benefits
$53Premises and equipment expense
$72Additional noninterest expense
$40Pre-tax net operating income
$0Securities gains (losses)
$6Applicable income taxes
$34Income before extraordinary items
$0Extraordinary gains - net
$34Net income attributable to bank
$0Net charge-offs
$34Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.96%Yield on earning assets
1.10%Cost of funding earning assets
3.87%Net interest margin
0.42%Noninterest income to earning assets
3.79%Noninterest expense to earning assets
0.36%Net operating income to assets
0.36%Return on assets (ROA)
0.43%Pretax return on assets
1.36%Return on equity (ROE)
1.36%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
88,473Assets per employee
3.09%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
30.16%Noncurrent assets plus other real estate owned to assets
1.36%Noncurrent loans to loans
3.33%Net loans and leases to deposits
55.54%Net loans and leases to core deposits
55.54%Equity capital to assets
26.99%Core capital (leverage) ratio
26.99%Tier 1 risk-based capital ratio
76.56%Total risk-based capital ratio
Memoranda
$78Average assets
$9,365Average earning assets
$2,491Average equity
$8,097Average loans
List of branches
1 Missouri Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
43360
Mississippi County Savings And Loan
501 S Main St, Charleston, MO 63834
January 01, 1945
Full Service Brick and Mortar
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Mississippi County Savings and Loan Association.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: