FDIC Certificate #: 33760 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Greater Bay Bank, National Association (#27068) Federal Reserve ID: 2012687 Date Established: January 04, 1993 WWW:http://www.diablobank.com Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 4 (Interstate: No) OTS Docket #: 13588 FDIC's unique #: 47970 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: January 04, 1993 Last Structure Change Effective Date: Febuary 02, 2004 Last Structure Change Process Date: March 04, 2004 Last Data Update: March 04, 2004 Data Source Date: April 05, 2012
Location
Address: 156 Diablo Road, Danville, CA 94526 County: Contra Costa Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: San Francisco Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: Western Metropolitan Statistical Area (MSA): Oakland, CA (#5775) Consolidated Metropolitan Statistical Area (CMSA): San Francisco-Oakland-San Jose, CA (#84) Combined Statistical Area (CSA): San Jose-San Francisco-Oakland, CA (#488) Core Based Statistical Area (CBSA): San Francisco-Oakland-Fremont, CA (#41860) CBSA Metro Statistical Area: San Francisco-Oakland-Fremont, CA (#41860) Core Based Statistical Division: Oakland-Fremont-Hayward, CA (#36084)
Financial Summary
Total assets: $519.8 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2003)
Dollar figures in thousands
44Total employees (full-time equivalent)
$519,754Total assets
$17,132Cash and due from depository institutions
$430Interest-bearing balances
$186,232Securities
$123,000Federal funds sold & reverse repurchase agreements
$173,267Net loans & leases
$4,707Loan loss allowance
$0Trading account assets
$710Bank premises and fixed assets
$0Other real estate owned
$20Goodwill and other intangibles
$0Life insurance assets
$19,393All other assets
$519,754Total liabilities and capital
$481,341Total liabilities
$380,592Total deposits
$343,549Interest-bearing deposits
$380,592Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$95,000Other borrowed funds
$0Subordinated debt
$5,749All other liabilities
$38,413Total equity capital
$38,413Total bank equity capital
$38,413Perpetual preferred stock
$0Common stock
$4,049Surplus
$18,343Undivided profits
Memoranda
$16,021Noncurrent loans and leases
$75,939Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$166Earning assets
$0Long-term assets (5+ years)
$1,384Average Assets, year-to-date
$482,929Average Assets, quarterly
$91,818Volatile liabilities
$529,294Insider loans
$540,847FHLB advances
$165,112Loans and leases held for sale
$5,493Unused loan commitments
$95,000Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$795Total risk weighted assets
$75,939Total unused commitments
$0Restructured Loans and leases
$3,426Derivatives
Income and Expense (December 31, 2003)
Dollar figures in thousands
$20,277Total interest income
$5,541Total interest expense
$14,736Net interest income
$15Provision for loan and lease losses
$2,222Total noninterest income
$0Fiduciary activities
$434Service charges on deposit accounts
$0Trading account gains & fees
$1,788Additional noninterest income
$11,589Total noninterest expense
$3,002Salaries and employee benefits
$1,334Premises and equipment expense
$7,253Additional noninterest expense
$5,354Pre-tax net operating income
$644Securities gains (losses)
$2,245Applicable income taxes
$3,753Income before extraordinary items
$0Extraordinary gains - net
$3,753Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$160Sale, conversion, retirement of capital stock, net
$1,485Net operating income
Performance and Condition Ratios (December 31, 2003)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.12%Yield on earning assets
1.12%Cost of funding earning assets
2.99%Net interest margin
0.45%Noninterest income to earning assets
2.35%Noninterest expense to earning assets
0.63%Net operating income to assets
0.71%Return on assets (ROA)
1.13%Pretax return on assets
9.90%Return on equity (ROE)
5.99%Retained earnings to average equity (YTD only)
0.09%Net charge-offs to loans
9.38%Credit loss provision to net charge-offs
33.56%Efficiency ratio
68,339Assets per employee
11.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.57%Loss allowance to loans
2.64%Loss allowance to noncurrent loans
2835.54%Noncurrent assets plus other real estate owned to assets
0.03%Noncurrent loans to loans
0.09%Net loans and leases to deposits
45.53%Net loans and leases to core deposits
55.81%Equity capital to assets
7.39%Core capital (leverage) ratio
7.11%Tier 1 risk-based capital ratio
14.06%Total risk-based capital ratio
Memoranda
$15Average assets
$529,294Average earning assets
$37,894Average equity
$492,707Average loans
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