Mountain Valley National Bank in Conifer, Colorado (CO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 01, 1993

  • Mountain Valley National Bank in Conifer, Colorado (CO)
  • Show street view No street view available for this location

Mountain Valley National Bank - Overview

  • General
  • FDIC Certificate #: 26737
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Mountain Parks Bank-East (#21840)
    Federal Reserve ID: 647852
    Date Established: July 25, 1986
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 35852
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: July 25, 1986
    Last Structure Change Effective Date: March 01, 1993
    Last Structure Change Process Date: March 16, 1993
    Last Data Update: April 05, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 25657 Conifer Road, Conifer, CO 80433
    County: Jefferson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Denver
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Denver, CO (#2080)
    Consolidated Metropolitan Statistical Area (CMSA): Denver-Boulder-Greeley, CO (#34)
    Combined Statistical Area (CSA): Denver-Aurora-Boulder, CO (#216)
    Core Based Statistical Area (CBSA): Denver-Aurora-Broomfield, CO (#19740)
    CBSA Metro Statistical Area: Denver-Aurora-Broomfield, CO (#19740)
  • History of Changes
  • Consolidated - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $21.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $14Total assets
  • $21,739Cash and due from depository institutions
  • $1,526Interest-bearing balances
  • $0Securities
  • $7,241Federal funds sold & reverse repurchase agreements
  • $2,450Net loans & leases
  • $8,880Loan loss allowance
  • $75Trading account assets
  • $0Bank premises and fixed assets
  • $633Other real estate owned
  • $341Goodwill and other intangibles
  • $656Life insurance assets
  • $12All other assets
  • $0Total liabilities and capital
  • $21,739Total liabilities
  • $20,061Total deposits
  • $19,849Interest-bearing deposits
  • $13,672Deposits held in domestic offices
  • 19849.00%% insured (estimated)
  • $94Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $212Total equity capital
  • $212Total bank equity capital
  • $1,678Perpetual preferred stock
  • $0Common stock
  • $400Surplus
  • $400Undivided profits
  • Memoranda
  • $878Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $17Income earned, not collected on loans
  • $57Earning assets
  • $18,571Long-term assets (5+ years)
  • $5,198Average Assets, year-to-date
  • $20,686Average Assets, quarterly
  • $21,559Volatile liabilities
  • $757Insider loans
  • $0FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,247Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,666Total risk weighted assets
  • $11,623Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,814Total interest expense
  • $450Net interest income
  • $1,364Provision for loan and lease losses
  • $51Total noninterest income
  • $535Fiduciary activities
  • $0Service charges on deposit accounts
  • $350Trading account gains & fees
  • $0Additional noninterest income
  • $185Total noninterest expense
  • $1,310Salaries and employee benefits
  • $518Premises and equipment expense
  • $102Additional noninterest expense
  • $690Pre-tax net operating income
  • $538Securities gains (losses)
  • $5Applicable income taxes
  • $205Income before extraordinary items
  • $338Extraordinary gains - net
  • $0Net income attributable to bank
  • $338Net charge-offs
  • $101Cash dividends
  • $100Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 10.48%Cost of funding earning assets
  • 2.60%Net interest margin
  • 7.88%Noninterest income to earning assets
  • 3.09%Noninterest expense to earning assets
  • 7.57%Net operating income to assets
  • 1.62%Return on assets (ROA)
  • 1.63%Pretax return on assets
  • 2.62%Return on equity (ROE)
  • 21.26%Retained earnings to average equity (YTD only)
  • 14.97%Net charge-offs to loans
  • 1.11%Credit loss provision to net charge-offs
  • 50.50%Efficiency ratio
  • 64,508Assets per employee
  • 1.55%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 29.59%Loss allowance to loans
  • 0.84%Loss allowance to noncurrent loans
  • 441.18%Noncurrent assets plus other real estate owned to assets
  • 1.65%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 44.74%Net loans and leases to core deposits
  • 46.51%Equity capital to assets
  • 7.72%Core capital (leverage) ratio
  • 7.86%Tier 1 risk-based capital ratio
  • 14.33%Total risk-based capital ratio
  • Memoranda
  • $15Average assets
  • $20,686Average earning assets
  • $1,590Average equity
  • $17,316Average loans

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