Muleshoe State Bank in city_name, state_name - Detailed Financial Reports, Location

Muleshoe State Bank in Muleshoe, Texas (TX)
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Muleshoe State Bank routing number info

Muleshoe State Bank - Overview

General
FDIC Certificate #: 11939
Status: Active
Federal Reserve ID: 945969
Bank Holding Company (Regulatory Top Holder): High Plains Bancshares, Inc. (RSSDID: 1832011, Location: Muleshoe, TX)
Date Established: October 13, 1931
WWW: http://www.muleshoestatebank.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 7624
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 101 West American Boulevard, Muleshoe, TX 79347
County: Bailey
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Change in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $108.2 mil
Equity capital: $8.1 mil
Deposits held in domestic offices: $98.4 mil
Return on assets (ROA): 0.45% ($0.5 mil)
Quarterly return on assets: 0.57% ($0.6 mil)
Return on Equity (ROE): 5.93% ($0.5 mil)
Quarterly return on equity: 7.42% ($0.6 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.51% ($551.7 mil)
Quarterly Pretax return on assets: 0.72% ($778.8 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
33Total employees (full-time equivalent)
$108,170Total assets
$31,866Cash and due from depository institutions
$16,037Interest-bearing balances
$30,630Securities
$0Federal funds sold & reverse repurchase agreements
$41,765Net loans & leases
$516Loan loss allowance
$0Trading account assets
$607Bank premises and fixed assets
$50Other real estate owned
$0Goodwill and other intangibles
$108,170Life insurance assets
$3,252All other assets
$100,100Total liabilities and capital
$98,443Total liabilities
$62,166Total deposits
$98,443Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$243Trading liabilities
$0Other borrowed funds
$1,414Subordinated debt
$8,070All other liabilities
$8,070Total equity capital
$8,070Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$5,000Surplus
$2,070Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$447Income earned, not collected on loans
$0Earning assets
$869Long-term assets (5+ years)
$88,432Average Assets, year-to-date
$38,752Average Assets, quarterly
$100,954Volatile liabilities
$103,953Insider loans
$68,306FHLB advances
$103,208Loans and leases held for sale
$1,157Unused loan commitments
$563Tier 1 (core) risk-based capital
$7,320Tier 2 risk-based capital
$0Total risk weighted assets
$594Total unused commitments
$15,227Restructured Loans and leases
$1,613Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,677Total interest income
$449Total interest expense
$3,228Net interest income
$70Provision for loan and lease losses
$572Total noninterest income
$0Fiduciary activities
$256Service charges on deposit accounts
$0Trading account gains & fees
$316Additional noninterest income
$3,213Total noninterest expense
$1,765Salaries and employee benefits
$434Premises and equipment expense
$1,014Additional noninterest expense
$517Pre-tax net operating income
$0Securities gains (losses)
$60Applicable income taxes
$457Income before extraordinary items
$0Extraordinary gains - net
$457Net income attributable to bank
$0Net charge-offs
$457Cash dividends
$44Sale, conversion, retirement of capital stock, net
$338Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.31%Yield on earning assets
0.53%Cost of funding earning assets
3.79%Net interest margin
0.67%Noninterest income to earning assets
3.77%Noninterest expense to earning assets
0.45%Net operating income to assets
0.45%Return on assets (ROA)
0.51%Pretax return on assets
5.93%Return on equity (ROE)
1.54%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
159.09%Credit loss provision to net charge-offs
13.34%Efficiency ratio
84,553Assets per employee
3.28%Cash dividends to net income (YTD only)
Condition Ratios (%)
73.96%Loss allowance to loans
1.22%Loss allowance to noncurrent loans
115.44%Noncurrent assets plus other real estate owned to assets
0.46%Noncurrent loans to loans
1.06%Net loans and leases to deposits
42.43%Net loans and leases to core deposits
45.06%Equity capital to assets
7.46%Core capital (leverage) ratio
7.09%Tier 1 risk-based capital ratio
10.72%Total risk-based capital ratio
Memoranda
$11Average assets
$100,954Average earning assets
$7,710Average equity
$85,243Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	7624	Muleshoe State Bank	101 West American Boulevard, Muleshoe, TX 79347	October 13, 1931	Full Service Brick and Mortar
2	226002	Farwell Branch	801 Avenue A, Farwell, TX 79325	Febuary 03, 1992	Full Service Brick and Mortar

Muleshoe State Bank in Muleshoe, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

Muleshoe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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Muleshoe State Bank in Muleshoe, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

Muleshoe State Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

Muleshoe State Bank in Muleshoe, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches