NBD Bank in city_name, state_name - Detailed Financial Reports, Location

NBD Bank in Elkhart, Indiana (IN)
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NBD Bank - Overview

General
FDIC Certificate #: 15247
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Indiana, National Association (#4345)
Federal Reserve ID: 574743
Date Established: Febuary 25, 1872
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 17 (Interstate: No)
FDIC's unique #: 9597
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: August 03, 1935
Last Structure Change Effective Date: June 21, 1999
Last Structure Change Process Date: July 23, 1999
Last Data Update: July 23, 1999
Data Source Date: April 05, 2012
Location
Address: 121 West Franklin Street, Elkhart, IN 46515
County: Elkhart
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Indianapolis
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Elkhart-Goshen, IN (#2330)
Combined Statistical Area (CSA): South Bend-Elkhart-Mishawaka, IN-MI (#515)
Core Based Statistical Area (CBSA): Elkhart-Goshen, IN (#21140)
CBSA Metro Statistical Area: Elkhart-Goshen, IN (#21140)
Financial Summary
Total assets: $670.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

Dollar figures in thousands
333Total employees (full-time equivalent)
$733,136Total assets
$51,755Cash and due from depository institutions
$0Interest-bearing balances
$42,727Securities
$93,969Federal funds sold & reverse repurchase agreements
$518,682Net loans & leases
$8,520Loan loss allowance
$0Trading account assets
$11,351Bank premises and fixed assets
$30Other real estate owned
$507Goodwill and other intangibles
$0Life insurance assets
$14,115All other assets
$733,136Total liabilities and capital
$653,006Total liabilities
$589,814Total deposits
$453,217Interest-bearing deposits
$589,814Deposits held in domestic offices
0.00%% insured (estimated)
$18,287Federal funds purchased & repurchase agreements
$0Trading liabilities
$3,874Other borrowed funds
$0Subordinated debt
$41,031All other liabilities
$80,130Total equity capital
$80,130Total bank equity capital
$80,130Perpetual preferred stock
$0Common stock
$7,703Surplus
$27,178Undivided profits
Memoranda
$45,249Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$5,415Earning assets
$0Long-term assets (5+ years)
$2,799Average Assets, year-to-date
$655,378Average Assets, quarterly
$187,873Volatile liabilities
$719,744Insider loans
$713,581FHLB advances
$76,927Loans and leases held for sale
$125Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$99,350Total unused commitments
$0Restructured Loans and leases
$687,691Derivatives

Income and Expense (December 31, 1998)

Dollar figures in thousands
$55,128Total interest income
$21,289Total interest expense
$33,839Net interest income
$2,058Provision for loan and lease losses
$18,312Total noninterest income
$1Fiduciary activities
$3,894Service charges on deposit accounts
$0Trading account gains & fees
$14,417Additional noninterest income
$25,844Total noninterest expense
$14,763Salaries and employee benefits
$3,664Premises and equipment expense
$7,417Additional noninterest expense
$24,249Pre-tax net operating income
$64Securities gains (losses)
$8,734Applicable income taxes
$15,579Income before extraordinary items
$0Extraordinary gains - net
$15,579Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$2,229Sale, conversion, retirement of capital stock, net
$12,000Net operating income

Performance and Condition Ratios (December 31, 1998)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.51%Yield on earning assets
3.29%Cost of funding earning assets
5.23%Net interest margin
2.83%Noninterest income to earning assets
3.99%Noninterest expense to earning assets
2.16%Net operating income to assets
2.16%Return on assets (ROA)
3.38%Pretax return on assets
19.70%Return on equity (ROE)
4.52%Retained earnings to average equity (YTD only)
0.39%Net charge-offs to loans
92.33%Credit loss provision to net charge-offs
11.80%Efficiency ratio
49,391Assets per employee
2.20%Cash dividends to net income (YTD only)
Condition Ratios (%)
77.03%Loss allowance to loans
1.62%Loss allowance to noncurrent loans
157.34%Noncurrent assets plus other real estate owned to assets
0.74%Noncurrent loans to loans
1.03%Net loans and leases to deposits
87.94%Net loans and leases to core deposits
96.94%Equity capital to assets
10.93%Core capital (leverage) ratio
11.14%Tier 1 risk-based capital ratio
11.51%Total risk-based capital ratio
Memoranda
$13Average assets
$719,744Average earning assets
$79,100Average equity
$647,440Average loans

NBD Bank in Elkhart, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

NBD Bank - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

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NBD Bank in Elkhart, Indiana (IN)Overview, Financial Summary, Detailed Financial Reports, Branches

NBD Bank - Overview

Assets and Liabilities (December 31, 1998)

Income and Expense (December 31, 1998)

Performance and Condition Ratios (December 31, 1998)

Comment about this bank, ask questions, or add new information about it:

NBD Bank in Elkhart, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches