NBD Bank in Wheaton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 20, 1996

  • NBD Bank in Wheaton, Illinois (IL)
  • Show street view No street view available for this location

NBD Bank - Overview

  • General
  • FDIC Certificate #: 942
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Bank One, National Association (#3618)
    Federal Reserve ID: 278845
    Date Established: January 01, 1926
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 54 (Interstate: No)
    FDIC's unique #: 613
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 20, 1996
    Last Structure Change Process Date: August 22, 1996
    Last Data Update: October 04, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: 211 South Wheaton Avenue, Wheaton, IL 60187
    County: Dupage
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $5,318.0 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $2,190Total assets
  • $6,193,494Cash and due from depository institutions
  • $344,164Interest-bearing balances
  • $18,148Securities
  • $1,010,010Federal funds sold & reverse repurchase agreements
  • $13,000Net loans & leases
  • $4,521,377Loan loss allowance
  • $67,632Trading account assets
  • $128Bank premises and fixed assets
  • $91,704Other real estate owned
  • $9,828Goodwill and other intangibles
  • $63,798Life insurance assets
  • $139,485All other assets
  • $0Total liabilities and capital
  • $6,193,494Total liabilities
  • $5,540,576Total deposits
  • $5,106,872Interest-bearing deposits
  • $4,128,053Deposits held in domestic offices
  • 5106872.00%% insured (estimated)
  • $81Federal funds purchased & repurchase agreements
  • $267,881Trading liabilities
  • $0Other borrowed funds
  • $89,724Subordinated debt
  • $0All other liabilities
  • $76,099Total equity capital
  • $76,099Total bank equity capital
  • $652,918Perpetual preferred stock
  • $0Common stock
  • $2,000Surplus
  • $483,298Undivided profits
  • Memoranda
  • $167,620Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $32,264Income earned, not collected on loans
  • $28,179Earning assets
  • $5,562,535Long-term assets (5+ years)
  • $1,146,139Average Assets, year-to-date
  • $5,781,887Average Assets, quarterly
  • $6,358,744Volatile liabilities
  • $971,756Insider loans
  • $14,180FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,407,198Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $498,624Total risk weighted assets
  • $5,011,092Total unused commitments
  • $0Restructured Loans and leases
  • $81,000Derivatives

Income and Expense (December 31, 1995)

  • Dollar figures in thousands
  • $0Total interest income
  • $445,347Total interest expense
  • $200,234Net interest income
  • $245,113Provision for loan and lease losses
  • $14,857Total noninterest income
  • $65,166Fiduciary activities
  • $17,852Service charges on deposit accounts
  • $22,120Trading account gains & fees
  • $406Additional noninterest income
  • $24,788Total noninterest expense
  • $180,527Salaries and employee benefits
  • $85,896Premises and equipment expense
  • $24,763Additional noninterest expense
  • $69,868Pre-tax net operating income
  • $114,895Securities gains (losses)
  • $2,903Applicable income taxes
  • $44,467Income before extraordinary items
  • $73,331Extraordinary gains - net
  • $0Net income attributable to bank
  • $73,331Net charge-offs
  • $6,520Cash dividends
  • $53,900Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1995)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.52%Cost of funding earning assets
  • 3.83%Net interest margin
  • 4.69%Noninterest income to earning assets
  • 1.25%Noninterest expense to earning assets
  • 3.46%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 2.04%Return on equity (ROE)
  • 13.83%Retained earnings to average equity (YTD only)
  • 3.67%Net charge-offs to loans
  • 0.16%Credit loss provision to net charge-offs
  • 227.87%Efficiency ratio
  • 55,563Assets per employee
  • 2.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 73.50%Loss allowance to loans
  • 1.47%Loss allowance to noncurrent loans
  • 209.62%Noncurrent assets plus other real estate owned to assets
  • 0.68%Noncurrent loans to loans
  • 0.70%Net loans and leases to deposits
  • 88.54%Net loans and leases to core deposits
  • 100.64%Equity capital to assets
  • 10.54%Core capital (leverage) ratio
  • 7.99%Tier 1 risk-based capital ratio
  • 9.95%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $5,781,887Average earning assets
  • $530,067Average equity
  • $5,224,149Average loans

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