NBD Bank, National Association in Gary, Indiana (IN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 22, 1993

  • NBD Bank, National Association in Gary, Indiana (IN)
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NBD Bank, National Association - Overview

  • General
  • FDIC Certificate #: 8075
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: NBD Bank, National Association (#4346)
    Federal Reserve ID: 558145
    Date Established: March 04, 1908
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 163 (Interstate: No)
    FDIC's unique #: 5135
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 22, 1993
    Last Structure Change Process Date: November 03, 1993
    Last Data Update: June 08, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 504 Broadway, Gary, IN 46401
    County: Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Gary, IN (#2960)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Gary, IN (#23844)
  • Financial Summary
  • Total assets: $5,442.7 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $967Total assets
  • $1,656,292Cash and due from depository institutions
  • $121,432Interest-bearing balances
  • $0Securities
  • $578,549Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $852,162Loan loss allowance
  • $12,844Trading account assets
  • $0Bank premises and fixed assets
  • $41,110Other real estate owned
  • $2,777Goodwill and other intangibles
  • $20,813Life insurance assets
  • $39,449All other assets
  • $0Total liabilities and capital
  • $1,656,292Total liabilities
  • $1,482,505Total deposits
  • $1,260,784Interest-bearing deposits
  • $968,334Deposits held in domestic offices
  • 1260784.00%% insured (estimated)
  • $69Federal funds purchased & repurchase agreements
  • $215,229Trading liabilities
  • $0Other borrowed funds
  • $999Subordinated debt
  • $0All other liabilities
  • $5,493Total equity capital
  • $5,493Total bank equity capital
  • $173,787Perpetual preferred stock
  • $0Common stock
  • $6,000Surplus
  • $162,263Undivided profits
  • Memoranda
  • $5,524Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $12,477Income earned, not collected on loans
  • $7,429Earning assets
  • $1,430,711Long-term assets (5+ years)
  • $501,499Average Assets, year-to-date
  • $1,577,654Average Assets, quarterly
  • $1,611,734Volatile liabilities
  • $304,483Insider loans
  • $384FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $240,722Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $134,338Total risk weighted assets
  • $778,550Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $100,998Total interest expense
  • $44,387Net interest income
  • $56,611Provision for loan and lease losses
  • $0Total noninterest income
  • $12,921Fiduciary activities
  • $2,155Service charges on deposit accounts
  • $5,060Trading account gains & fees
  • $0Additional noninterest income
  • $5,706Total noninterest expense
  • $48,273Salaries and employee benefits
  • $23,795Premises and equipment expense
  • $7,514Additional noninterest expense
  • $16,964Pre-tax net operating income
  • $21,259Securities gains (losses)
  • $422Applicable income taxes
  • $10,447Income before extraordinary items
  • $11,234Extraordinary gains - net
  • $0Net income attributable to bank
  • $11,234Net charge-offs
  • -$589Cash dividends
  • $5,710Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.26%Cost of funding earning assets
  • 3.19%Net interest margin
  • 4.07%Noninterest income to earning assets
  • 0.93%Noninterest expense to earning assets
  • 3.47%Net operating income to assets
  • 0.69%Return on assets (ROA)
  • 0.71%Pretax return on assets
  • 1.37%Return on equity (ROE)
  • 7.01%Retained earnings to average equity (YTD only)
  • 3.45%Net charge-offs to loans
  • -0.07%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 66,083Assets per employee
  • 1.71%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 50.83%Loss allowance to loans
  • 1.48%Loss allowance to noncurrent loans
  • 102.94%Noncurrent assets plus other real estate owned to assets
  • 0.92%Noncurrent loans to loans
  • 1.44%Net loans and leases to deposits
  • 67.59%Net loans and leases to core deposits
  • 72.68%Equity capital to assets
  • 10.49%Core capital (leverage) ratio
  • 8.61%Tier 1 risk-based capital ratio
  • 17.25%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $1,577,654Average earning assets
  • $160,314Average equity
  • $1,390,974Average loans

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