NVB Business Bank in Woodland, California (CA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 30, 2006

  • NVB Business Bank in Woodland, California (CA)

  • Show street view No street view available for this location

NVB Business Bank - Overview

  • General
  • FDIC Certificate #: 34741
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: North Valley Bank (#20959)
    Federal Reserve ID: 2720946
    Date Established: July 31, 1998
    WWW: http://www.novb.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    OTS Docket #: 15774
    FDIC's unique #: 61425
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 31, 1998
    Last Structure Change Effective Date: June 30, 2006
    Last Structure Change Process Date: August 03, 2006
    Last Data Update: August 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 630 Main Street, Woodland, CA 95695
    County: Yolo
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Sacramento
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Yolo, CA (#9270)
    Consolidated Metropolitan Statistical Area (CMSA): Sacramento-Yolo, CA (#82)
    Combined Statistical Area (CSA): Sacramento-Arden-Arcade-Yuba City, CA-NV (#472)
    Core Based Statistical Area (CBSA): Sacramento-Arden-Arcade-Roseville, CA (#40900)
    CBSA Metro Statistical Area: Sacramento-Arden-Arcade-Roseville, CA (#40900)
  • Financial Summary
  • Total assets: $150.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2005)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $163,991Total assets
  • $9,532Cash and due from depository institutions
  • $0Interest-bearing balances
  • $18,497Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $112,579Net loans & leases
  • $1,344Loan loss allowance
  • $0Trading account assets
  • $3,119Bank premises and fixed assets
  • $0Other real estate owned
  • $16,428Goodwill and other intangibles
  • $0Life insurance assets
  • $3,836All other assets
  • $163,991Total liabilities and capital
  • $133,754Total liabilities
  • $113,667Total deposits
  • $81,015Interest-bearing deposits
  • $113,667Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $382Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $19,000Other borrowed funds
  • $0Subordinated debt
  • $705All other liabilities
  • $30,237Total equity capital
  • $30,237Total bank equity capital
  • $30,237Perpetual preferred stock
  • $0Common stock
  • $23,727Surplus
  • $7,100Undivided profits
  • Memoranda
  • $-590Noncurrent loans and leases
  • $30,753Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $707Average Assets, year-to-date
  • $131,076Average Assets, quarterly
  • $24,366Volatile liabilities
  • $147,531Insider loans
  • $158,711FHLB advances
  • $32,232Loans and leases held for sale
  • $0Unused loan commitments
  • $19,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $30,753Total unused commitments
  • $0Restructured Loans and leases
  • $1,344Derivatives

Income and Expense (December 31, 2005)

  • Dollar figures in thousands
  • $8,121Total interest income
  • $2,137Total interest expense
  • $5,984Net interest income
  • $300Provision for loan and lease losses
  • $298Total noninterest income
  • $0Fiduciary activities
  • $93Service charges on deposit accounts
  • $0Trading account gains & fees
  • $205Additional noninterest income
  • $7,157Total noninterest expense
  • $3,270Salaries and employee benefits
  • $1,354Premises and equipment expense
  • $2,533Additional noninterest expense
  • -$1,175Pre-tax net operating income
  • $0Securities gains (losses)
  • -$550Applicable income taxes
  • -$625Income before extraordinary items
  • $0Extraordinary gains - net
  • -$625Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $46Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2005)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.84%Yield on earning assets
  • 1.80%Cost of funding earning assets
  • 5.04%Net interest margin
  • 0.25%Noninterest income to earning assets
  • 6.03%Noninterest expense to earning assets
  • -0.42%Net operating income to assets
  • -0.42%Return on assets (ROA)
  • -0.80%Pretax return on assets
  • -2.29%Return on equity (ROE)
  • -2.29%Retained earnings to average equity (YTD only)
  • 0.05%Net charge-offs to loans
  • 652.17%Credit loss provision to net charge-offs
  • -19.02%Efficiency ratio
  • 111,605Assets per employee
  • 3.64%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.18%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 99.04%Net loans and leases to core deposits
  • 111.67%Equity capital to assets
  • 18.44%Core capital (leverage) ratio
  • 9.89%Tier 1 risk-based capital ratio
  • 10.06%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $147,531Average earning assets
  • $27,257Average equity
  • $118,689Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with NVB Business Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents