FDIC Certificate #: 24567 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First National Bank (#15149) Federal Reserve ID: 834362 Date Established: July 01, 1983 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 2 (Interstate: No) FDIC's unique #: 17069 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: July 01, 1983 Last Structure Change Effective Date: October 07, 2000 Last Structure Change Process Date: Febuary 15, 2001 Last Data Update: Febuary 15, 2001 Data Source Date: April 05, 2012
Location
Address: 1224 North Hobart, Pampa, TX 79065 County: Gray Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Chicago FDIC Field Office: Lubbock Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Core Based Statistical Area (CBSA): Pampa, TX (#37420) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $102.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
31Total employees (full-time equivalent)
$96,050Total assets
$5,519Cash and due from depository institutions
$32Interest-bearing balances
$14,144Securities
$12,300Federal funds sold & reverse repurchase agreements
$60,686Net loans & leases
$486Loan loss allowance
$0Trading account assets
$2,117Bank premises and fixed assets
$21Other real estate owned
$134Goodwill and other intangibles
$0Life insurance assets
$1,129All other assets
$96,050Total liabilities and capital
$88,535Total liabilities
$82,418Total deposits
$68,096Interest-bearing deposits
$82,418Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$5,266Other borrowed funds
$0Subordinated debt
$851All other liabilities
$7,515Total equity capital
$7,515Total bank equity capital
$7,515Perpetual preferred stock
$0Common stock
$2,388Surplus
$3,346Undivided profits
Memoranda
$1,781Noncurrent loans and leases
$3,995Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$486Earning assets
$0Long-term assets (5+ years)
$588Average Assets, year-to-date
$87,162Average Assets, quarterly
$8,353Volatile liabilities
$91,124Insider loans
$95,282FHLB advances
$15,591Loans and leases held for sale
$1,472Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$3,995Total unused commitments
$0Restructured Loans and leases
$486Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$6,477Total interest income
$2,995Total interest expense
$3,482Net interest income
$243Provision for loan and lease losses
$400Total noninterest income
$0Fiduciary activities
$324Service charges on deposit accounts
$0Trading account gains & fees
$76Additional noninterest income
$2,142Total noninterest expense
$1,051Salaries and employee benefits
$338Premises and equipment expense
$753Additional noninterest expense
$1,497Pre-tax net operating income
$0Securities gains (losses)
$398Applicable income taxes
$1,099Income before extraordinary items
$0Extraordinary gains - net
$1,099Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$105Sale, conversion, retirement of capital stock, net
$955Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.73%Yield on earning assets
3.57%Cost of funding earning assets
4.16%Net interest margin
0.48%Noninterest income to earning assets
2.56%Noninterest expense to earning assets
1.21%Net operating income to assets
1.21%Return on assets (ROA)
1.64%Pretax return on assets
14.77%Return on equity (ROE)
1.94%Retained earnings to average equity (YTD only)
0.18%Net charge-offs to loans
231.43%Credit loss provision to net charge-offs
16.57%Efficiency ratio
54,894Assets per employee
3.10%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.90%Loss allowance to loans
0.79%Loss allowance to noncurrent loans
100.00%Noncurrent assets plus other real estate owned to assets
0.53%Noncurrent loans to loans
0.79%Net loans and leases to deposits
73.63%Net loans and leases to core deposits
90.45%Equity capital to assets
7.82%Core capital (leverage) ratio
7.80%Tier 1 risk-based capital ratio
12.25%Total risk-based capital ratio
Memoranda
$13Average assets
$91,124Average earning assets
$7,439Average equity
$83,794Average loans
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