National Bank of Kansas City in city_name, state_name - Detailed Financial Reports, Location

National Bank of Kansas City in Overland Park, Kansas (KS), MO
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National Bank of Kansas City routing number info

National Bank of Kansas City - Overview

General
FDIC Certificate #: 35014
Status: Active
Federal Reserve ID: 2747587
Bank Holding Company (Regulatory Top Holder): Ameri-National Corporation (RSSDID: 2772990, Location: Overland Park, KS)
Date Established: March 30, 1999
WWW: http://www.bankofkc.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 6 (Domestic: 6, Interstate: Yes)
FDIC's unique #: 73838
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: All Other Specialization < 1 Billion
Date of Deposit Insurance: March 30, 1999
Last Structure Change Effective Date: July 24, 2007
Last Structure Change Process Date: September 13, 2007
Last Data Update: September 13, 2007
Data Source Date: April 05, 2012
Location
Address: 10700 Nall Ave, Overland Park, KS 66211
County: Johnson
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Kansas City
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: Western
Metropolitan Statistical Area (MSA): Kansas City, MO-KS (#3760)
Combined Statistical Area (CSA): Kansas City-Overland Park-Kansas City, MO-KS (#312)
Core Based Statistical Area (CBSA): Kansas City, MO-KS (#28140)
CBSA Metro Statistical Area: Kansas City, MO-KS (#28140)
History of Changes
Corrections
Financial Summary
Total assets: $619.5 mil
Equity capital: $56.1 mil
Deposits held in domestic offices: $386.6 mil
Return on assets (ROA): 0.02% ($0.1 mil)
Quarterly return on assets: 3.57% ($22.1 mil)
Return on Equity (ROE): 0.28% ($0.2 mil)
Quarterly return on equity: 40.16% ($22.5 mil)
Net income: $0.1 mil
Quarterly Net income: $5.4 mil
Pretax return on assets: 0.01% ($61.9 mil)
Quarterly Pretax return on assets: 3.74% ($23,167.4 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
219Total employees (full-time equivalent)
$619,450Total assets
$39,583Cash and due from depository institutions
$37,639Interest-bearing balances
$236,203Securities
$0Federal funds sold & reverse repurchase agreements
$296,419Net loans & leases
$5,414Loan loss allowance
$0Trading account assets
$2,731Bank premises and fixed assets
$6,138Other real estate owned
$0Goodwill and other intangibles
$619,450Life insurance assets
$38,376All other assets
$563,305Total liabilities and capital
$386,616Total liabilities
$368,855Total deposits
$386,616Interest-bearing deposits
$93Deposits held in domestic offices
115889.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$53,000Trading liabilities
$0Other borrowed funds
$7,800Subordinated debt
$56,145All other liabilities
$56,145Total equity capital
$56,145Total bank equity capital
$0Perpetual preferred stock
$3,500Common stock
$25,010Surplus
$27,635Undivided profits
Memoranda
$0Noncurrent loans and leases
$123,329Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$18,025Income earned, not collected on loans
$182Earning assets
$1,635Long-term assets (5+ years)
$570,261Average Assets, year-to-date
$103,925Average Assets, quarterly
$620,256Volatile liabilities
$605,821Insider loans
$408,863FHLB advances
$612,781Loans and leases held for sale
$26,269Unused loan commitments
$26,269Tier 1 (core) risk-based capital
$63,397Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$9,379Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$19,491Total interest income
$13,864Total interest expense
$5,627Net interest income
$5,274Provision for loan and lease losses
$48,465Total noninterest income
$0Fiduciary activities
$744Service charges on deposit accounts
$0Trading account gains & fees
$47,721Additional noninterest income
$47,656Total noninterest expense
$22,188Salaries and employee benefits
$2,839Premises and equipment expense
$22,629Additional noninterest expense
$1,162Pre-tax net operating income
-$1,088Securities gains (losses)
-$76Applicable income taxes
$150Income before extraordinary items
$0Extraordinary gains - net
$150Net income attributable to bank
$0Net charge-offs
$150Cash dividends
$7,038Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.45%Yield on earning assets
2.46%Cost of funding earning assets
1.00%Net interest margin
8.58%Noninterest income to earning assets
8.44%Noninterest expense to earning assets
0.20%Net operating income to assets
0.02%Return on assets (ROA)
0.01%Pretax return on assets
0.28%Return on equity (ROE)
0.28%Retained earnings to average equity (YTD only)
2.50%Net charge-offs to loans
74.94%Credit loss provision to net charge-offs
0.91%Efficiency ratio
88,102Assets per employee
2.83%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.79%Loss allowance to noncurrent loans
30.04%Noncurrent assets plus other real estate owned to assets
3.90%Noncurrent loans to loans
5.97%Net loans and leases to deposits
76.67%Net loans and leases to core deposits
77.79%Equity capital to assets
9.06%Core capital (leverage) ratio
10.35%Tier 1 risk-based capital ratio
15.51%Total risk-based capital ratio
Memoranda
$17Average assets
$620,256Average earning assets
$54,472Average equity
$564,561Average loans

List of branches

2 Kansas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	73838	National Bank Of Kansas City	10700 Nall Ave, Overland Park, KS 66211	March 30, 1999	Full Service Brick and Mortar
9	460058	Leawood Branch	3510 W 95th Street, Leawood, KS 66206	January 09, 2007	Full Service Brick and Mortar

4 Missouri Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
4	364096	Ash Avenue Branch	9750 North Ash Avenue, Kansas City, MO 64157	June 27, 2002	Full Service Brick and Mortar
5	419604	Lee's Summit Branch	350 Southwest Blue Parkway, Lees Summit, MO 64063	June 11, 2003	Full Service Brick and Mortar
7	454562	Platte City Branch	2443 Northwest Prairie View Road, Platte City, MO 64079	December 05, 2005	Full Service Brick and Mortar
8	454563	Excelsior Springs Branch	2380 Vintage Court, Excelsior Springs, MO 64024	June 30, 2006	Full Service Brick and Mortar

National Bank of Kansas City in Overland Park, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Kansas City - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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National Bank of Kansas City in Overland Park, Kansas (KS), MOOverview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Kansas City - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

National Bank of Kansas City in Overland Park, Kansas (KS), MO
Overview, Financial Summary, Detailed Financial Reports, Branches