National Bank of Petersburg in city_name, state_name - Detailed Financial Reports, Location

National Bank of Petersburg in Petersburg, Illinois (IL)
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National Bank of Petersburg routing number info

National Bank of Petersburg - Overview

General
FDIC Certificate #: 16718
Status: Active
Federal Reserve ID: 991041
Bank Holding Company (Regulatory Top Holder): Nbp Financial Services, Inc. (RSSDID: 1132618, Location: Petersburg, IL)
Date Established: July 27, 1948
WWW: http://www.nationalbankofpetersburg.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
OTS Docket #: 13012
FDIC's unique #: 10840
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: July 27, 1948
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 321 North Sixth Street, Petersburg, IL 62675
County: Menard
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Springfield Il
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Springfield, IL (#7880)
Core Based Statistical Area (CBSA): Springfield, IL (#44100)
CBSA Metro Statistical Area: Springfield, IL (#44100)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $137.8 mil
Equity capital: $14.0 mil
Deposits held in domestic offices: $120.8 mil
Return on assets (ROA): 0.57% ($0.8 mil)
Quarterly return on assets: 0.95% ($1.3 mil)
Return on Equity (ROE): 5.48% ($0.8 mil)
Quarterly return on equity: 8.99% ($1.3 mil)
Net income: $0.8 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 1.03% ($1,419.0 mil)
Quarterly Pretax return on assets: 0.96% ($1,322.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
29Total employees (full-time equivalent)
$137,767Total assets
$11,493Cash and due from depository institutions
$10,779Interest-bearing balances
$44,642Securities
$0Federal funds sold & reverse repurchase agreements
$74,907Net loans & leases
$1,115Loan loss allowance
$0Trading account assets
$739Bank premises and fixed assets
$0Other real estate owned
$30Goodwill and other intangibles
$137,767Life insurance assets
$5,956All other assets
$123,724Total liabilities and capital
$120,783Total liabilities
$101,190Total deposits
$120,783Interest-bearing deposits
$96Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$2,941Subordinated debt
$14,043All other liabilities
$14,043Total equity capital
$14,043Total bank equity capital
$0Perpetual preferred stock
$450Common stock
$450Surplus
$13,143Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$69Income earned, not collected on loans
$0Earning assets
$913Long-term assets (5+ years)
$130,328Average Assets, year-to-date
$4,603Average Assets, quarterly
$139,706Volatile liabilities
$137,846Insider loans
$81,237FHLB advances
$141,045Loans and leases held for sale
$4,275Unused loan commitments
$4,275Tier 1 (core) risk-based capital
$15,258Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$11,884Restructured Loans and leases
$1,933Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$4,833Total interest income
$848Total interest expense
$3,985Net interest income
$0Provision for loan and lease losses
$885Total noninterest income
$89Fiduciary activities
$349Service charges on deposit accounts
$0Trading account gains & fees
$447Additional noninterest income
$3,431Total noninterest expense
$1,749Salaries and employee benefits
$415Premises and equipment expense
$1,267Additional noninterest expense
$1,439Pre-tax net operating income
$0Securities gains (losses)
$639Applicable income taxes
$800Income before extraordinary items
$0Extraordinary gains - net
$800Net income attributable to bank
$0Net charge-offs
$800Cash dividends
$32Sale, conversion, retirement of capital stock, net
$1,087Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.67%Yield on earning assets
0.64%Cost of funding earning assets
3.03%Net interest margin
0.67%Noninterest income to earning assets
2.61%Noninterest expense to earning assets
0.57%Net operating income to assets
0.57%Return on assets (ROA)
1.03%Pretax return on assets
5.48%Return on equity (ROE)
-1.97%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
44.97%Efficiency ratio
65,524Assets per employee
4.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
135.88%Loss allowance to loans
1.47%Loss allowance to noncurrent loans
1615.94%Noncurrent assets plus other real estate owned to assets
0.05%Noncurrent loans to loans
0.09%Net loans and leases to deposits
62.02%Net loans and leases to core deposits
62.66%Equity capital to assets
10.19%Core capital (leverage) ratio
10.82%Tier 1 risk-based capital ratio
18.78%Total risk-based capital ratio
Memoranda
$20Average assets
$139,706Average earning assets
$14,593Average equity
$131,669Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$19,748Managed Assets
1Number of Accounts
$19,748Personal trust and agency accounts
$16,221Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Investment management agency accounts
$0Other fiduciary accounts
$3,527Fiduciary accounts held in foreign offices
$0Non-managed Assets
45Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	10840	National Bank Of Petersburg	321 North Sixth Street, Petersburg, IL 62675	July 27, 1948	Full Service Brick and Mortar
2	2394	Petersburg Branch	422 South Sixth Street, Petersburg, IL 62675	January 01, 1865	Full Service Brick and Mortar

National Bank of Petersburg in Petersburg, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Petersburg - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

National Bank of Petersburg in Petersburg, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

National Bank of Petersburg - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

National Bank of Petersburg in Petersburg, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches