National Bank of Sallisaw in Sallisaw, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • National Bank of Sallisaw in Sallisaw, Oklahoma (OK)
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National Bank of Sallisaw routing number info

National Bank of Sallisaw - Overview

  • General
  • FDIC Certificate #: 6008
    Status: Active
    Federal Reserve ID: 428958
    Bank Holding Company (Regulatory Top Holder): First Bank Corp (RSSDID: 1491360, Location: Fort Smith, AR)
    Date Established: April 03, 1928
    WWW: http://www.banknbs.com
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 4070
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 1000 South Kerr Boulevard, Sallisaw, OK 74955
    County: Sequoyah
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Tulsa
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Smith, AR-OK (#2720)
    Core Based Statistical Area (CBSA): Fort Smith, AR-OK (#22900)
    CBSA Metro Statistical Area: Fort Smith, AR-OK (#22900)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $112.0 mil
    Equity capital: $13.2 mil
    Deposits held in domestic offices: $98.1 mil
    Return on assets (ROA): 1.30% ($1.5 mil)
    Quarterly return on assets: 1.33% ($1.5 mil)
    Return on Equity (ROE): 10.80% ($1.4 mil)
    Quarterly return on equity: 11.15% ($1.4 mil)
    Net income: $1.4 mil
    Quarterly Net income: $0.4 mil
    Pretax return on assets: 1.81% ($2,027.6 mil)
    Quarterly Pretax return on assets: 1.86% ($2,083.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $112,024Total assets
  • $5,501Cash and due from depository institutions
  • $319Interest-bearing balances
  • $42,111Securities
  • $2,277Federal funds sold & reverse repurchase agreements
  • $54,387Net loans & leases
  • $764Loan loss allowance
  • $0Trading account assets
  • $3,548Bank premises and fixed assets
  • $2,762Other real estate owned
  • $0Goodwill and other intangibles
  • $112,024Life insurance assets
  • $1,438All other assets
  • $98,784Total liabilities and capital
  • $98,101Total liabilities
  • $77,356Total deposits
  • $98,101Interest-bearing deposits
  • $86Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $683Subordinated debt
  • $13,240All other liabilities
  • $13,240Total equity capital
  • $13,240Total bank equity capital
  • $0Perpetual preferred stock
  • $1,000Common stock
  • $5,103Surplus
  • $7,137Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $67Income earned, not collected on loans
  • $0Earning assets
  • $685Long-term assets (5+ years)
  • $99,094Average Assets, year-to-date
  • $43,287Average Assets, quarterly
  • $109,298Volatile liabilities
  • $111,330Insider loans
  • $68,858FHLB advances
  • $109,426Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $12,563Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,831Restructured Loans and leases
  • $325Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $4,472Total interest income
  • $501Total interest expense
  • $3,971Net interest income
  • $60Provision for loan and lease losses
  • $816Total noninterest income
  • $0Fiduciary activities
  • $446Service charges on deposit accounts
  • $0Trading account gains & fees
  • $370Additional noninterest income
  • $2,801Total noninterest expense
  • $1,620Salaries and employee benefits
  • $372Premises and equipment expense
  • $809Additional noninterest expense
  • $1,926Pre-tax net operating income
  • $55Securities gains (losses)
  • $563Applicable income taxes
  • $1,418Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,418Net income attributable to bank
  • $0Net charge-offs
  • $1,418Cash dividends
  • $4Sale, conversion, retirement of capital stock, net
  • $1,200Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.69%Yield on earning assets
  • 0.53%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.86%Noninterest income to earning assets
  • 2.94%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.30%Return on assets (ROA)
  • 1.81%Pretax return on assets
  • 10.80%Return on equity (ROE)
  • 1.66%Retained earnings to average equity (YTD only)
  • 0.01%Net charge-offs to loans
  • 1500.00%Credit loss provision to net charge-offs
  • 496.50%Efficiency ratio
  • 58,513Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 84.63%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 1140.30%Noncurrent assets plus other real estate owned to assets
  • 2.53%Noncurrent loans to loans
  • 0.12%Net loans and leases to deposits
  • 55.44%Net loans and leases to core deposits
  • 60.36%Equity capital to assets
  • 11.82%Core capital (leverage) ratio
  • 11.48%Tier 1 risk-based capital ratio
  • 18.24%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $109,298Average earning assets
  • $13,125Average equity
  • $95,398Average loans

List of branches

  • 3 Oklahoma Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    04070National Bank Of Sallisaw1000 South Kerr Boulevard, Sallisaw, OK 74955April 03, 1928Full Service Brick and Mortar
    1208599Sallisaw Drive-In Branch1500 East Cherokee, Sallisaw, OK 74955August 26, 1974Limited Service Facility
    2362816Roland Branch401 East Ray Fine Blvd., Roland, OK 74954October 25, 2001Full Service Brick and Mortar

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