FDIC Certificate #: 34129 Status: Inactive Federal Reserve ID: 2398578 Date Established: Febuary 04, 1996 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 1 (Interstate: No) FDIC's unique #: 56272 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: No Date of Deposit Insurance: Febuary 04, 1996 Last Structure Change Effective Date: December 31, 2003 Last Structure Change Process Date: Febuary 04, 2004 Last Data Update: Febuary 04, 2004 Data Source Date: April 05, 2012
Location
Address: 900 Commerce Drive, Oak Brook, IL 60523 County: Dupage Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Chicago Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central Metropolitan Statistical Area (MSA): Chicago, IL (#1600) Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14) Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176) Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980) CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980) Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of Changes
Other Liquidations and Closings
Change in Insurance Status
Financial Summary
Total assets: $16.9 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2002)
Dollar figures in thousands
50Total employees (full-time equivalent)
$18,796Total assets
$12,188Cash and due from depository institutions
$12,188Interest-bearing balances
$0Securities
$0Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$0Loan loss allowance
$0Trading account assets
$0Bank premises and fixed assets
$0Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$6,608All other assets
$18,796Total liabilities and capital
$6,092Total liabilities
$1,337Total deposits
$1,337Interest-bearing deposits
$1,337Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$4,755All other liabilities
$12,704Total equity capital
$12,704Total bank equity capital
$12,704Perpetual preferred stock
$0Common stock
$750Surplus
$805Undivided profits
Memoranda
$11,149Noncurrent loans and leases
$11,612,579Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$0Long-term assets (5+ years)
$0Average Assets, year-to-date
$12,188Average Assets, quarterly
$0Volatile liabilities
$13,294Insider loans
$16,419FHLB advances
$1,337Loans and leases held for sale
$372Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$11,612,579Total unused commitments
$0Restructured Loans and leases
$0Derivatives
Income and Expense (December 31, 2002)
Dollar figures in thousands
$129Total interest income
$18Total interest expense
$111Net interest income
$0Provision for loan and lease losses
$44,648Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$44,648Additional noninterest income
$31,352Total noninterest expense
$1,264Salaries and employee benefits
$0Premises and equipment expense
$30,088Additional noninterest expense
$13,407Pre-tax net operating income
$0Securities gains (losses)
$4,961Applicable income taxes
$8,446Income before extraordinary items
$0Extraordinary gains - net
$8,446Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$0Sale, conversion, retirement of capital stock, net
$3,000Net operating income
Performance and Condition Ratios (December 31, 2002)
Dollar figures in thousands
Performance Ratios (%, annualized)
1.56%Yield on earning assets
0.22%Cost of funding earning assets
1.35%Net interest margin
541.63%Noninterest income to earning assets
380.34%Noninterest expense to earning assets
63.53%Net operating income to assets
63.53%Return on assets (ROA)
100.85%Pretax return on assets
103.22%Return on equity (ROE)
66.55%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
70,046Assets per employee
0.38%Cash dividends to net income (YTD only)
Condition Ratios (%)
35.52%Loss allowance to loans
0.00%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.00%Noncurrent loans to loans
0.00%Net loans and leases to deposits
0.00%Net loans and leases to core deposits
0.00%Equity capital to assets
67.59%Core capital (leverage) ratio
79.24%Tier 1 risk-based capital ratio
141.17%Total risk-based capital ratio
Memoranda
$141Average assets
$13,294Average earning assets
$8,183Average equity
$8,243Average loans
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