National City Bank in Cleveland, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 06, 2009

  • National City Bank in Cleveland, Ohio (OH)
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National City Bank - Overview

  • General
  • FDIC Certificate #: 6557
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: PNC Bank, National Association (#6384)
    Federal Reserve ID: 259518
    Date Established: May 17, 1845
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1475 (Interstate: No)
    OTS Docket #: 11514
    FDIC's unique #: 4388
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 06, 2009
    Last Structure Change Process Date: December 09, 2009
    Last Data Update: December 09, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 1900 East Ninth Street, Cleveland, OH 44114
    County: Cuyahoga
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: New York
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Cleveland-Lorain-Elyria, OH (#1680)
    Consolidated Metropolitan Statistical Area (CMSA): Cleveland-Akron, OH (#28)
    Combined Statistical Area (CSA): Cleveland-Akron-Elyria, OH (#184)
    Core Based Statistical Area (CBSA): Cleveland-Elyria-Mentor, OH (#17460)
    CBSA Metro Statistical Area: Cleveland-Elyria-Mentor, OH (#17460)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $131,594.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 28,833Total employees (full-time equivalent)
  • $146,057,789Total assets
  • $10,331,551Cash and due from depository institutions
  • $286,380Interest-bearing balances
  • $13,014,987Securities
  • $7,334,507Federal funds sold & reverse repurchase agreements
  • $99,254,231Net loans & leases
  • $2,573,119Loan loss allowance
  • $1,513,602Trading account assets
  • $1,518,867Bank premises and fixed assets
  • $494,227Other real estate owned
  • $1,796,664Goodwill and other intangibles
  • $1,897,831Life insurance assets
  • $10,799,153All other assets
  • $146,057,789Total liabilities and capital
  • $131,245,421Total liabilities
  • $104,197,377Total deposits
  • $88,197,637Interest-bearing deposits
  • $101,619,769Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $3,502,245Federal funds purchased & repurchase agreements
  • $495,836Trading liabilities
  • $13,594,862Other borrowed funds
  • $4,196,458Subordinated debt
  • $5,258,643All other liabilities
  • $14,812,368Total equity capital
  • $14,812,368Total bank equity capital
  • $14,812,368Perpetual preferred stock
  • $0Common stock
  • $7,311Surplus
  • $15,123,969Undivided profits
  • Memoranda
  • $-318,912Noncurrent loans and leases
  • $54,238,955Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $3,401,526Earning assets
  • $904,032Long-term assets (5+ years)
  • $361,991Average Assets, year-to-date
  • $120,887,415Average Assets, quarterly
  • $42,750,554Volatile liabilities
  • $148,271,180Insider loans
  • $143,779,301FHLB advances
  • $24,215,861Loans and leases held for sale
  • $2,137Unused loan commitments
  • $8,922,994Tier 1 (core) risk-based capital
  • $118,030,898Tier 2 risk-based capital
  • $2,184,593Total risk weighted assets
  • $54,238,955Total unused commitments
  • $163,585Restructured Loans and leases
  • $4,641,383Derivatives
  • $697,536Total assets and liabilities in foreign offices

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $0Total interest income
  • $0Total interest expense
  • $0Net interest income
  • $353,507Provision for loan and lease losses
  • $0Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $151,099Total noninterest expense
  • $0Salaries and employee benefits
  • $0Premises and equipment expense
  • $151,099Additional noninterest expense
  • -$504,606Pre-tax net operating income
  • $0Securities gains (losses)
  • -$185,694Applicable income taxes
  • -$318,912Income before extraordinary items
  • $0Extraordinary gains - net
  • -$318,912Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 0.00%Cost of funding earning assets
  • 0.00%Net interest margin
  • 0.00%Noninterest income to earning assets
  • 0.12%Noninterest expense to earning assets
  • -0.22%Net operating income to assets
  • -0.22%Return on assets (ROA)
  • -0.34%Pretax return on assets
  • -2.00%Return on equity (ROE)
  • -2.00%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 0Assets per employee
  • 5.07%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.53%Loss allowance to noncurrent loans
  • 75.65%Noncurrent assets plus other real estate owned to assets
  • 2.65%Noncurrent loans to loans
  • 3.34%Net loans and leases to deposits
  • 95.26%Net loans and leases to core deposits
  • 111.76%Equity capital to assets
  • 10.14%Core capital (leverage) ratio
  • 8.87%Tier 1 risk-based capital ratio
  • 10.23%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $148,271,180Average earning assets
  • $15,921,623Average equity
  • $127,476,700Average loans

Total Fiduciary and Related Assets (December 31, 2008)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $52,502,276Managed Assets
  • 1Number of Accounts
  • $32,392,384Personal trust and agency accounts
  • $16,575,913Employee benefit-defined contribution accounts
  • $292,525Employee benefit-defined benefit accounts
  • $2,949,807Other retirement accounts
  • $1,443,359Corporate trust and agency accounts
  • $10,495Investment management agency accounts
  • $5,628,565Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $5,491,720Non-managed Assets
  • 40423Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $20,109,892Other retirement accounts
  • $1,149,894Corporate trust and agency accounts
  • $4,368,358Other fiduciary accounts
  • $2,664,958Fiduciary accounts held in foreign offices

Bank Assets Sold and Securitized (December 31, 2008)

  • Dollar figures in thousands
  • Principal balance with servicing or other recourse retained
  • $01-4 family residential loans
  • $0Home equity lines
  • $1,824,366Credit cards receivables
  • $250,134Auto loans
  • $0Other consumer loans
  • $0Commercial and industrial loans

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