Nebraska Bank of Commerce in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches


  • Nebraska Bank of Commerce in Lincoln, Nebraska (NE)
  • Show street view No street view available for this location

Nebraska Bank of Commerce - Overview

  • General
  • FDIC Certificate #: 58724
    Status: Active
    Federal Reserve ID: 3614846
    Date Established: December 03, 2007
    WWW: http://www.thenbcbank.com
    Trust Powers Granted: No
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    Offices: 2 (Domestic: 2, Interstate: No)
    OTS Docket #: 18064
    FDIC's unique #: 464159
    Numeric code: 33
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 03, 2007
    Last Structure Change Effective Date: November 29, 2011
    Last Structure Change Process Date: December 01, 2011
    Last Data Update: December 01, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 6000 Village Drive, Suite 100, Lincoln, NE 68516
    County: Lancaster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
    Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
    CBSA Metro Statistical Area: Lincoln, NE (#30700)
  • Financial Summary
  • Total assets: $69.6 mil
    Equity capital: $6.2 mil
    Deposits held in domestic offices: $54.4 mil
    Return on assets (ROA): -1.39% (-$1.0 mil)
    Quarterly return on assets: 0.31% ($0.2 mil)
    Return on Equity (ROE): -13.38% (-$0.8 mil)
    Quarterly return on equity: 3.36% ($0.2 mil)
    Net income: -$0.9 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -1.39% (-$967.4 mil)
    Quarterly Pretax return on assets: 0.31% ($215.7 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 20Total employees (full-time equivalent)
  • $69,594Total assets
  • $16,050Cash and due from depository institutions
  • $15,588Interest-bearing balances
  • $235Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $51,200Net loans & leases
  • $1,115Loan loss allowance
  • $0Trading account assets
  • $553Bank premises and fixed assets
  • $154Other real estate owned
  • $122Goodwill and other intangibles
  • $69,594Life insurance assets
  • $1,280All other assets
  • $63,369Total liabilities and capital
  • $54,362Total liabilities
  • $49,917Total deposits
  • $54,362Interest-bearing deposits
  • $98Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $8,900Trading liabilities
  • $0Other borrowed funds
  • $107Subordinated debt
  • $6,225All other liabilities
  • $6,225Total equity capital
  • $6,225Total bank equity capital
  • $0Perpetual preferred stock
  • $8,321Common stock
  • $4,054Surplus
  • $-6,150Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $463Income earned, not collected on loans
  • $322Earning assets
  • $184Long-term assets (5+ years)
  • $67,023Average Assets, year-to-date
  • $0Average Assets, quarterly
  • $63,157Volatile liabilities
  • $66,980Insider loans
  • $51,235FHLB advances
  • $69,594Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $6,225Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7,550Restructured Loans and leases
  • $105Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $2,670Total interest income
  • $910Total interest expense
  • $1,760Net interest income
  • $326Provision for loan and lease losses
  • $616Total noninterest income
  • $0Fiduciary activities
  • $10Service charges on deposit accounts
  • $0Trading account gains & fees
  • $606Additional noninterest income
  • $2,927Total noninterest expense
  • $1,551Salaries and employee benefits
  • $442Premises and equipment expense
  • $934Additional noninterest expense
  • -$877Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • -$877Income before extraordinary items
  • $0Extraordinary gains - net
  • -$877Net income attributable to bank
  • $0Net charge-offs
  • -$877Cash dividends
  • $94Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.41%Yield on earning assets
  • 1.50%Cost of funding earning assets
  • 2.91%Net interest margin
  • 1.02%Noninterest income to earning assets
  • 4.83%Noninterest expense to earning assets
  • -1.39%Net operating income to assets
  • -1.39%Return on assets (ROA)
  • -1.39%Pretax return on assets
  • -13.38%Return on equity (ROE)
  • -13.38%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 346.81%Credit loss provision to net charge-offs
  • -5.86%Efficiency ratio
  • 119,992Assets per employee
  • 3.48%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 2.13%Loss allowance to noncurrent loans
  • 240.82%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 0.89%Net loans and leases to deposits
  • 94.18%Net loans and leases to core deposits
  • 94.62%Equity capital to assets
  • 8.94%Core capital (leverage) ratio
  • 8.94%Tier 1 risk-based capital ratio
  • 12.15%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $63,157Average earning assets
  • $6,554Average equity
  • $60,578Average loans

List of branches

  • 2 Nebraska Branches as of April 05, 2012
    • NoIDNameAddressEstablishedService TypeMap
    0464159Nebraska Bank Of Commerce6000 Village Drive, Suite 100, Lincoln, NE 68516December 03, 2007Full Service Brick and Mortar
    1522127Lincoln Downtown Branch250 N 14th St, Lincoln, NE 68508April 18, 2011Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Nebraska Bank of Commerce.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents