NewAlliance Bank in New Haven, Connecticut (CT)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 15, 2011

  • NewAlliance Bank in New Haven, Connecticut (CT)
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NewAlliance Bank routing number info

NewAlliance Bank - Overview

  • General
  • FDIC Certificate #: 18261
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Niagara Bank, National Association (#16004)
    Federal Reserve ID: 362007
    Date Established: January 01, 1838
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 91 (Interstate: No)
    OTS Docket #: 7401
    FDIC's unique #: 12177
    Numeric code: 41
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: July 01, 1960
    Last Structure Change Effective Date: April 15, 2011
    Last Structure Change Process Date: June 09, 2011
    Last Data Update: June 09, 2011
    Data Source Date: April 05, 2012
  • Location
  • Address: 195 Church Street, New Haven, CT 6502
    County: New Haven
    Quarterly Banking Profile Region: New York
    FDIC Geographic Region: New York
    FDIC Supervisory Region: New York
    FDIC Field Office: Hartford
    Office of the Comptroller the Currency (OCC) District: Northeast
    Office of Thrift Supervision Region: Northeast
    Metropolitan Statistical Area (MSA): New Haven-Meriden, CT (#5480)
    Consolidated Metropolitan Statistical Area (CMSA): New York-Northern New Jersey-Long Island, NY-NJ-CT-PA (#70)
    Combined Statistical Area (CSA): New York-Newark-Bridgeport, NY-NJ-CT-PA (#408)
    Core Based Statistical Area (CBSA): New Haven-Milford, CT (#35300)
    CBSA Metro Statistical Area: New Haven-Milford, CT (#35300)
  • Financial Summary
  • Total assets: $9,033.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2010)

  • Dollar figures in thousands
  • 1,093Total employees (full-time equivalent)
  • $9,020,515Total assets
  • $102,850Cash and due from depository institutions
  • $43,980Interest-bearing balances
  • $2,852,755Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $5,079,290Net loans & leases
  • $55,223Loan loss allowance
  • $0Trading account assets
  • $55,480Bank premises and fixed assets
  • $5,709Other real estate owned
  • $556,321Goodwill and other intangibles
  • $136,667Life insurance assets
  • $368,110All other assets
  • $9,020,515Total liabilities and capital
  • $7,717,638Total liabilities
  • $5,422,394Total deposits
  • $4,789,221Interest-bearing deposits
  • $5,422,394Deposits held in domestic offices
  • 84.73%% insured (estimated)
  • $106,629Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $2,114,815Other borrowed funds
  • $0Subordinated debt
  • $73,800All other liabilities
  • $1,302,877Total equity capital
  • $1,302,877Total bank equity capital
  • $1,302,877Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $880,499Undivided profits
  • Memoranda
  • $422,378Noncurrent loans and leases
  • $1,019,367Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $74,883Earning assets
  • $1Long-term assets (5+ years)
  • $32,027Average Assets, year-to-date
  • $7,976,025Average Assets, quarterly
  • $4,088,051Volatile liabilities
  • $8,692,529Insider loans
  • $8,919,358FHLB advances
  • $1,278,793Loans and leases held for sale
  • $876Unused loan commitments
  • $2,113,813Tier 1 (core) risk-based capital
  • $123,721Tier 2 risk-based capital
  • $43,290Total risk weighted assets
  • $1,019,367Total unused commitments
  • $2,570Restructured Loans and leases
  • $55,243Derivatives

Income and Expense (December 31, 2010)

  • Dollar figures in thousands
  • $352,589Total interest income
  • $117,483Total interest expense
  • $235,106Net interest income
  • $17,000Provision for loan and lease losses
  • $55,702Total noninterest income
  • $6,311Fiduciary activities
  • $13,526Service charges on deposit accounts
  • $0Trading account gains & fees
  • $35,865Additional noninterest income
  • $166,638Total noninterest expense
  • $86,828Salaries and employee benefits
  • $19,797Premises and equipment expense
  • $60,013Additional noninterest expense
  • $107,170Pre-tax net operating income
  • $1,159Securities gains (losses)
  • $39,254Applicable income taxes
  • $69,075Income before extraordinary items
  • $0Extraordinary gains - net
  • $69,075Net income attributable to bank
  • $0Net charge-offs
  • $69,075Cash dividends
  • $14,240Sale, conversion, retirement of capital stock, net
  • $71,900Net operating income

Performance and Condition Ratios (December 31, 2010)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.62%Yield on earning assets
  • 1.54%Cost of funding earning assets
  • 3.08%Net interest margin
  • 0.73%Noninterest income to earning assets
  • 2.18%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.79%Return on assets (ROA)
  • 1.25%Pretax return on assets
  • 5.17%Return on equity (ROE)
  • -0.21%Retained earnings to average equity (YTD only)
  • 0.29%Net charge-offs to loans
  • 119.38%Credit loss provision to net charge-offs
  • 8.72%Efficiency ratio
  • 54,616Assets per employee
  • 8.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 104.09%Loss allowance to loans
  • 1.08%Loss allowance to noncurrent loans
  • 73.75%Noncurrent assets plus other real estate owned to assets
  • 0.89%Noncurrent loans to loans
  • 1.46%Net loans and leases to deposits
  • 93.67%Net loans and leases to core deposits
  • 104.39%Equity capital to assets
  • 14.44%Core capital (leverage) ratio
  • 8.84%Tier 1 risk-based capital ratio
  • 15.90%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $8,692,529Average earning assets
  • $1,337,069Average equity
  • $7,630,861Average loans

Total Fiduciary and Related Assets (December 31, 2010)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $976,934Managed Assets
  • 1Number of Accounts
  • $968,513Personal trust and agency accounts
  • $416,964Employee benefit-defined contribution accounts
  • $5,942Employee benefit-defined benefit accounts
  • $135,073Other retirement accounts
  • $73,061Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $274,629Other fiduciary accounts
  • $62,844Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 1220Number of Accounts
  • $0Personal trust and agency accounts
  • $73,061Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $8,421Other retirement accounts
  • $2,980Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $5,441Fiduciary accounts held in foreign offices

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