Nichols Hills Bank and Trust Company in city_name, state_name

Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)
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Nichols Hills Bank and Trust Company - Overview

General
FDIC Certificate #: 22114
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Boatmen's National Bank of Oklahoma (#25270)
Federal Reserve ID: 910855
Date Established: September 24, 1975
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 15362
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: September 24, 1975
Last Structure Change Effective Date: May 29, 1993
Last Structure Change Process Date: June 17, 1993
Last Data Update: June 17, 1993
Data Source Date: April 05, 2012
Location
Address: 6410 Avondale Drive, Nichols Hills, OK 73116
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $101.0 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$57Total assets
$103,005Cash and due from depository institutions
$9,196Interest-bearing balances
$700Securities
$23,716Federal funds sold & reverse repurchase agreements
$5,041Net loans & leases
$56,752Loan loss allowance
$685Trading account assets
$0Bank premises and fixed assets
$3,385Other real estate owned
$2,106Goodwill and other intangibles
$2,809Life insurance assets
$0All other assets
$0Total liabilities and capital
$103,005Total liabilities
$95,345Total deposits
$94,704Interest-bearing deposits
$68,308Deposits held in domestic offices
94704.00%% insured (estimated)
$85Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$641Total equity capital
$641Total bank equity capital
$7,660Perpetual preferred stock
$0Common stock
$1,031Surplus
$4,265Undivided profits
Memoranda
$2,364Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$406Income earned, not collected on loans
$339Earning assets
$86,209Long-term assets (5+ years)
$5,406Average Assets, year-to-date
$95,931Average Assets, quarterly
$99,666Volatile liabilities
$8,986Insider loans
$3,171FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$4,993Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$7,660Total risk weighted assets
$66,377Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$6,065Total interest expense
$2,443Net interest income
$3,622Provision for loan and lease losses
$160Total noninterest income
$1,147Fiduciary activities
$0Service charges on deposit accounts
$589Trading account gains & fees
$0Additional noninterest income
$558Total noninterest expense
$3,446Salaries and employee benefits
$1,722Premises and equipment expense
$485Additional noninterest expense
$1,239Pre-tax net operating income
$1,163Securities gains (losses)
$15Applicable income taxes
$361Income before extraordinary items
$817Extraordinary gains - net
$0Net income attributable to bank
$817Net charge-offs
$368Cash dividends
$1,032Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.58%Cost of funding earning assets
3.05%Net interest margin
4.53%Noninterest income to earning assets
1.43%Noninterest expense to earning assets
4.31%Net operating income to assets
0.84%Return on assets (ROA)
0.85%Pretax return on assets
1.23%Return on equity (ROE)
10.37%Retained earnings to average equity (YTD only)
-2.73%Net charge-offs to loans
0.71%Credit loss provision to net charge-offs
43.48%Efficiency ratio
72,258Assets per employee
1.81%Cash dividends to net income (YTD only)
Condition Ratios (%)
126.32%Loss allowance to loans
1.19%Loss allowance to noncurrent loans
168.72%Noncurrent assets plus other real estate owned to assets
2.44%Noncurrent loans to loans
0.71%Net loans and leases to deposits
59.93%Net loans and leases to core deposits
66.21%Equity capital to assets
7.44%Core capital (leverage) ratio
7.94%Tier 1 risk-based capital ratio
11.54%Total risk-based capital ratio
Memoranda
$13Average assets
$95,931Average earning assets
$7,877Average equity
$79,984Average loans

Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

Nichols Hills Bank and Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

Nichols Hills Bank and Trust Company - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

Nichols Hills Bank and Trust Company in Nichols Hills, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches