North Texas Savings and Loan Association in Denton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of May 31, 1995

  • North Texas Savings and Loan Association in Denton, Texas (TX)
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North Texas Savings and Loan Association - Overview

  • General
  • FDIC Certificate #: 30908
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: First Federal Savings Bank of North Texas (#29221)
    Federal Reserve ID: 949574
    Date Established: January 01, 1955
    Bank Charter Class: Savings associations, state or federal charter, supervised by the Office of Thrift Supervision (OTS)
    OTS Docket #: 6101
    FDIC's unique #: 43742
    Numeric code: 35
    Regulator: OTS
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    FDIC Insured: Yes
    SAIF Insured: Yes
    Insured Savings Institution: Yes
    State Chartered: Yes
    Date of Deposit Insurance: May 01, 1957
    Last Structure Change Effective Date: May 31, 1995
    Last Structure Change Process Date: June 15, 1995
    Last Data Update: January 31, 1996
    Data Source Date: April 05, 2012
  • Location
  • Address: Oak & Hickory At Piner, Denton, TX 76201
    County: Denton
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $186.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $42Total assets
  • $180,054Cash and due from depository institutions
  • $2,251Interest-bearing balances
  • $1,869Securities
  • $56,948Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $115,657Loan loss allowance
  • $1,602Trading account assets
  • $0Bank premises and fixed assets
  • $1,686Other real estate owned
  • $171Goodwill and other intangibles
  • $3,341Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $180,054Total liabilities
  • $163,886Total deposits
  • $145,088Interest-bearing deposits
  • $142,425Deposits held in domestic offices
  • 145088.00%% insured (estimated)
  • $98Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $17,400Subordinated debt
  • $0All other liabilities
  • $1,398Total equity capital
  • $1,398Total bank equity capital
  • $16,168Perpetual preferred stock
  • $0Common stock
  • $250Surplus
  • $7Undivided profits
  • Memoranda
  • $15,911Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,015Income earned, not collected on loans
  • $957Earning assets
  • $174,474Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $176,420Average Assets, quarterly
  • $177,997Volatile liabilities
  • $24,376Insider loans
  • $982FHLB advances
  • $17,400Loans and leases held for sale
  • $0Unused loan commitments
  • $2,092Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $16,168Total risk weighted assets
  • $89,839Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $12,873Total interest expense
  • $5,888Net interest income
  • $6,985Provision for loan and lease losses
  • -$68Total noninterest income
  • -$240Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • -$240Total noninterest expense
  • $3,440Salaries and employee benefits
  • $1,833Premises and equipment expense
  • $460Additional noninterest expense
  • $1,147Pre-tax net operating income
  • $3,373Securities gains (losses)
  • $0Applicable income taxes
  • $921Income before extraordinary items
  • $2,452Extraordinary gains - net
  • $0Net income attributable to bank
  • $2,452Net charge-offs
  • -$350Cash dividends
  • $600Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.55%Cost of funding earning assets
  • 3.45%Net interest margin
  • 4.10%Noninterest income to earning assets
  • -0.14%Noninterest expense to earning assets
  • 2.02%Net operating income to assets
  • 1.39%Return on assets (ROA)
  • 1.39%Pretax return on assets
  • 1.91%Return on equity (ROE)
  • 15.94%Retained earnings to average equity (YTD only)
  • 12.04%Net charge-offs to loans
  • -0.33%Credit loss provision to net charge-offs
  • 19.43%Efficiency ratio
  • 51,001Assets per employee
  • 4.29%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 24.47%Loss allowance to loans
  • 1.37%Loss allowance to noncurrent loans
  • 157.83%Noncurrent assets plus other real estate owned to assets
  • 0.66%Noncurrent loans to loans
  • 0.87%Net loans and leases to deposits
  • 79.72%Net loans and leases to core deposits
  • 83.74%Equity capital to assets
  • 8.98%Core capital (leverage) ratio
  • 8.98%Tier 1 risk-based capital ratio
  • 18.00%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $176,420Average earning assets
  • $15,380Average equity
  • $170,513Average loans

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