Oak Hill Banks in Jackson, Ohio (OH)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 2004

  • Oak Hill Banks in Jackson, Ohio (OH)
  • Show street view No street view available for this location

Oak Hill Banks - Overview

  • General
  • FDIC Certificate #: 10666
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Oak Hill Banks (#6683)
    Federal Reserve ID: 623922
    Date Established: December 01, 1902
    WWW: http://www.oakhillbanks.com
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 31 (Interstate: No)
    OTS Docket #: 12208
    FDIC's unique #: 6841
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 09, 2004
    Last Structure Change Process Date: December 09, 2004
    Last Data Update: December 09, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 120 Twin Oaks Drive, Jackson, OH 45640
    County: Jackson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Columbus
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $1,008.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2003)

  • Dollar figures in thousands
  • 261Total employees (full-time equivalent)
  • $928,151Total assets
  • $19,783Cash and due from depository institutions
  • $1,162Interest-bearing balances
  • $79,360Securities
  • $123Federal funds sold & reverse repurchase agreements
  • $802,903Net loans & leases
  • $10,441Loan loss allowance
  • $0Trading account assets
  • $9,801Bank premises and fixed assets
  • $585Other real estate owned
  • $3,199Goodwill and other intangibles
  • $0Life insurance assets
  • $12,397All other assets
  • $928,151Total liabilities and capital
  • $856,235Total liabilities
  • $725,396Total deposits
  • $657,877Interest-bearing deposits
  • $725,396Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $4,365Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $122,887Other borrowed funds
  • $0Subordinated debt
  • $3,587All other liabilities
  • $71,916Total equity capital
  • $71,916Total bank equity capital
  • $71,916Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $12,531Undivided profits
  • Memoranda
  • $58,385Noncurrent loans and leases
  • $160,963Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $7,172Earning assets
  • $0Long-term assets (5+ years)
  • $3,409Average Assets, year-to-date
  • $883,548Average Assets, quarterly
  • $370,430Volatile liabilities
  • $867,206Insider loans
  • $911,472FHLB advances
  • $200,801Loans and leases held for sale
  • $292Unused loan commitments
  • $122,887Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $194Total risk weighted assets
  • $160,963Total unused commitments
  • $0Restructured Loans and leases
  • $9,911Derivatives

Income and Expense (December 31, 2003)

  • Dollar figures in thousands
  • $53,187Total interest income
  • $19,729Total interest expense
  • $33,458Net interest income
  • $2,954Provision for loan and lease losses
  • $8,350Total noninterest income
  • $0Fiduciary activities
  • $3,055Service charges on deposit accounts
  • $0Trading account gains & fees
  • $5,295Additional noninterest income
  • $20,284Total noninterest expense
  • $9,309Salaries and employee benefits
  • $1,922Premises and equipment expense
  • $9,053Additional noninterest expense
  • $18,570Pre-tax net operating income
  • $333Securities gains (losses)
  • $6,295Applicable income taxes
  • $12,608Income before extraordinary items
  • $0Extraordinary gains - net
  • $12,608Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,313Sale, conversion, retirement of capital stock, net
  • $5,700Net operating income

Performance and Condition Ratios (December 31, 2003)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.46%Yield on earning assets
  • 2.40%Cost of funding earning assets
  • 4.06%Net interest margin
  • 1.01%Noninterest income to earning assets
  • 2.46%Noninterest expense to earning assets
  • 1.43%Net operating income to assets
  • 1.45%Return on assets (ROA)
  • 2.18%Pretax return on assets
  • 18.30%Return on equity (ROE)
  • 10.03%Retained earnings to average equity (YTD only)
  • 0.17%Net charge-offs to loans
  • 224.98%Credit loss provision to net charge-offs
  • 16.39%Efficiency ratio
  • 48,517Assets per employee
  • 3.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.21%Loss allowance to loans
  • 1.28%Loss allowance to noncurrent loans
  • 145.58%Noncurrent assets plus other real estate owned to assets
  • 0.84%Noncurrent loans to loans
  • 0.88%Net loans and leases to deposits
  • 110.68%Net loans and leases to core deposits
  • 139.42%Equity capital to assets
  • 7.75%Core capital (leverage) ratio
  • 7.81%Tier 1 risk-based capital ratio
  • 8.90%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $867,206Average earning assets
  • $68,899Average equity
  • $823,537Average loans

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